Credit union · NCUA insured
Fontana Federal Credit Union Savings Rates
Fontana Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Share Account. Rates checked October 16, 2026.
How Fontana Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Riverside, CA, where Fontana Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fontana Federal Credit Union
0.05%APY
- Minimum
- —
- Earns on $10,000 a year
- $5
Share Account
Top rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Fontana Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fontana Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.05%APY
Primary savings account establishing membership (one share, one vote). Provides overdraft protection to share draft accounts. Earns dividends on balances of $500 or more.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.05% | $5 |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
Christmas Club/Summer Savings Account
0.05%APY
Alternate share account designed for holiday or vacation savings; can be funded via payroll deduction, periodic payment, or direct deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.05% | $5 |
Sources (2)
All captured Sep 16, 2026
Who can join Fontana Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of specified field-of-membership companies, organizations, and labor union locals are eligible to join.
Military, government and schools
- Employees or affiliated individuals of the City of Fontana are eligible to join.
- Employees or affiliated individuals of the Fontana Fire Dept. are eligible to join.
- Employees or affiliated individuals of Fontana Unified School District are eligible to join.
Family and household
- Immediate family members of an existing member (grandparents, parents, wife, husband, children, grandchildren, brothers, and sisters) are eligible for membership.
Other ways
- Individuals who join the Fontana Police Department K-9 Pals with a $5.00 donation are eligible to join.
Cost to join
- A $5.00 donation to K-9 PAL is required when joining via the Fontana Police K-9 Pals route.
- A one-time membership fee of $5.00 is required to join.
- A $25.00 minimum deposit is required to open a savings account, which is returned to the member upon closing the account.
Membership information collected October 5, 2026.