Credit union · NCUA insured
Comunidad Latina
A $11.2M credit union headquartered in Santa Ana, CA, with 2,041 members and 1 branch in California. Best rates: CDs 3.25% and savings 0.05% APY.
Comunidad Latina Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#123 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Comunidad Latina
Comunidad Latina Federal Credit Union is a member-owned, not-for-profit financial institution serving the community of Santa Ana, California.
- Headquarters
- 1325 W Warner Ave, Santa Ana, CA 92704-5118
- NCUA charter
- 24776
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in the city of Santa Ana qualify for membership.
Family and household
- Individuals qualify for membership through an immediate family member who is currently a member.
Branches
1 branch in California
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California
1 branch
- Comunidad Latina Federal Credit UnionMain office1325 W Warner Ave, Santa Ana, CA 92704Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 26.19% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.99% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.26% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $80 | $59 | — |
- CapitalNet worth ratio26.19%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.99%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.26%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$80Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Comunidad Latina are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.