Credit union · NCUA insured
CoastHills Credit Union
Top CarrotA $1.8B credit union, the 287th largest of 4,329, headquartered in Santa Maria, CA, with 83,931 members and 11 branches in California. Best rates: CDs 3.65% and savings 0.25% APY.
CoastHills Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#2 of 18 in Santa Maria, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CoastHills Credit Union
- Headquarters
- 1075 E Betteravia Rd, Santa Maria, CA 93454
- NCUA charter
- 24957
Branches
11 branches in California
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California
11 branches
Santa Maria area · 6
- Santa Maria HQMain office1075 E Betteravia Rd, Santa Maria, CA 93454Directions
- Lompoc Branch1320 N H St, Lompoc, CA 93436Directions
- Vandenberg Village Branch3880 Constellation Rd, Lompoc, CA 93436Directions
- Orcutt Branch1125 E Clark Ave, Santa Maria, CA 93455Directions
- Santa Maria Branch1203 S Broadway, Santa Maria, CA 93454Directions
- Vandenberg Air Force Base100 Community Loop, Vandenberg AFB, CA 93437Directions
San Luis Obispo area · 5
- Grand Avenue Branch1360 E Grand Ave, Arroyo Grande, CA 93420Directions
- Atascadero Branch8900 Pueblo Ave, Atascadero, CA 93422Directions
- Nipomo Branch671 W Tefft St Ste 6, Nipomo, CA 93444Directions
- Paso Robles Branch1402 Spring St, Paso Robles, CA 93446Directions
- San Luis Obispo751 Marsh St, San Luis Obispo, CA 93401Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.00% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.67% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | -0.02% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalNet worth ratio8.00%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.67%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets-0.02%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CoastHills Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.