Credit union · NCUA insured
Fontana Federal Credit Union
A $17.2M credit union headquartered in Fontana, CA, with 1,429 members and 1 branch in California. Best rates: savings 0.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings610.05%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Fontana Federal Credit Union
Fontana Federal Credit Union's original charter was established in 1959 by employees of the U.S. Postal Service of Fontana and the Fontana Fire Department.
- Headquarters
- 17235 Arrow Blvd, Fontana, CA 92335
- NCUA charter
- 12898
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of specified field-of-membership companies, organizations, and labor union locals are eligible to join.
Military, government and schools
- Employees or affiliated individuals of the City of Fontana are eligible to join.
- Employees or affiliated individuals of the Fontana Fire Dept. are eligible to join.
- Employees or affiliated individuals of Fontana Unified School District are eligible to join.
Family and household
- Immediate family members of an existing member (grandparents, parents, wife, husband, children, grandchildren, brothers, and sisters) are eligible for membership.
Other ways
- Individuals who join the Fontana Police Department K-9 Pals with a $5.00 donation are eligible to join.
Cost to join
- A $5.00 donation to K-9 PAL is required when joining via the Fontana Police K-9 Pals route.
- A one-time membership fee of $5.00 is required to join.
- A $25.00 minimum deposit is required to open a savings account, which is returned to the member upon closing the account.
Branches
1 branch in California
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California
1 branch
- Fontana Federal Credit UnionMain office17235 Arrow Blvd, Fontana, CA 92335Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.61% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.06% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.08% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio8.61%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.06%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.08%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Fontana Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.