Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 361–375 results in California
- United Business BankU Matter Money Market AccountU Matter Money Market Account · $5,000 min · 0.25%–1.77% by balance
Bank · 16 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available on new money only. Account APY is based on a tiered rate system. Minimum deposit of $5,000 - maximum deposit of $10,000,000 requirement for U Matter Account Specials.
Offer: New money only.
Promotional rate · Effective Jul 23, 2026
Rate by balance
Rate by balance for U Matter Money Market Account Balance APY $1,000 – $10,001Your amount 0.25% $10,001 – $50,001 0.25% $50,001 – $100,000 0.75% $100,000 – $250,000 1.26% $250,000 and up 1.77% Rate checked
More details - 0.23%APY$23 a year on $10,000
Requirements
Product: Must open a regular share savings account and meet the minimum balance requirement before opening a savings sub account. Maintain a balance of $50 to obtain stated APY.
Effective Sep 29, 2026
Rate checked
More details - 0.23%APY$23 a year on $10,000
Requirements
Product: Must meet field of membership requirements and pay a one-time non-refundable membership fee. Par value of a share is $25.
Effective Sep 29, 2026
Rate checked
More details - REDLANDS CITY EMPLOYEESRegular Share AccountSavings · $25 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000intro rateRequirements
Product: Variable rate account; rates may change at any time as determined by the Credit Union Board of Directors. Membership eligibility requires City of Redlands employment/affiliation, $5.00 membership fee, and $25.00 minimum balance requirement.
Offer: Variable rate.
Promotional rate · 0.15% interest rate
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 and up 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).
0.20% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).
0.20% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: $100.00 opening deposit required with new-to-Tech CU money (deposited from an external source within 21 days of account opening). $0.01 minimum balance to maintain account and earn dividends. No monthly maintenance fee. Must open and accompany a Tech CU Checking Account on membership for qualified tier rates; if qualifying transactions are not posted during the calendar month, unqualified rates apply. Blended tiered APY. Overdraft protection not available. Limited to one per membership. Not available on Business, IRA, or HSA.
Offer: Unqualified accounts: if all qualifying transactions are not posted during the calendar month, entire balance earns this rate.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $25.00 minimum balance to open, maintain account and earn dividends. $25 is member share and not available for transactions. Linked to Checking for free overdraft protection. No monthly fees.
0.20% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
0.05% interest rate
Rate by balance
Rate by balance for Coogan Account Balance APY $50 and up 0.05% $500 and up 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: You can open an additional savings account to put money away for vacations or big purchases. Existing members can open online.
0.20% interest rate · Effective Apr 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Required for membership with a minimum balance of $5. Dividends are compounded daily and paid quarterly.
Offer: Dividends earned from day of deposit to day of withdrawal, compounded daily and paid quarterly.
0.20% interest rate · Compounded daily · Effective Apr 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $3.00 monthly service charge applies if minimum monthly average balance requirement of $1,500.00 is not met.
Offer: $3.00 monthly service charge waived with $1,500.00 minimum monthly average balance.
0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate checked
More details - Thinkwise Credit UnionHonors Money MarketHonors Money Market · $0 min · 0.00%–0.55% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,0000.00% interest rate · Effective Jan 1, 2023
Rate by balance
Rate by balance for Honors Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.15% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.45% $250,000 and up 0.55% Rate checked
More details - Frontwave Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.25% by balance
Credit union · 13 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must be a member or qualify for membership. Funds may be withdrawn at any time without penalty, except loss of dividends if closed before dividends are paid. No monthly fees.
Offer: No minimum balance required to earn dividends.
0.10% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.50% $50,000 – $99,999 0.75% $100,000 and up 1.25% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
Offer: & 2 electives
Qualified rate · 0.20% interest rate · Effective Oct 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–23
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- Skyla Credit UnionCredit union · 1 branch