Credit union · NCUA insured
REDLANDS CITY EMPLOYEES
A $10.3M credit union headquartered in Redlands, CA, with 735 members and 1 branch in California. Best rates: savings 0.20% APY.
REDLANDS CITY EMPLOYEES Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#27 of 50 in Riverside, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About REDLANDS CITY EMPLOYEES
Operating since 1954, Redlands City Employees Federal Credit Union is an independent, member-owned cooperative financial institution.
The credit union provides financial services to the employees of the City of Redlands and their immediate families.
- Headquarters
- 35 Cajon St Ste 14, Redlands, CA 92373-4746
- NCUA charter
- 9778
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this credit union are eligible for membership.
Military, government and schools
- Employees of the City of Redlands are eligible for membership.
- Persons retired from qualifying employment (City of Redlands or this credit union) are eligible for membership.
Family and household
- Members of the immediate families of qualifying employees or retirees are eligible for membership.
- Unremarried spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
Cost to join
- There is a $25.00 minimum balance requirement for membership.
- There is a $5.00 membership fee upon application.
Branches
1 branch in California
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California
1 branch
- Redlands City Employees Federal Credit UnionMain office35 Cajon St Ste 14, Redlands, CA 92373Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 25.45% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.50% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $74 | $59 | — |
- CapitalNet worth ratio25.45%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.50%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$74Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of REDLANDS CITY EMPLOYEES are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.