Credit union · NCUA insured
Inland Valley Federal Credit Union
A $54.3M credit union headquartered in Fontana, CA, with 3,142 members and 1 branch in California. Best rates: CDs 3.61% and savings 0.23% APY.
Inland Valley Federal Credit Union Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#28 of 50 in Riverside, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Inland Valley Federal Credit Union
- Headquarters
- 9389 Cherry Ave, Fontana, CA 92335
- NCUA charter
- 5684
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, worships, or attends school in Fontana, Bloomington, Rialto, and parts of other surrounding cities such as Colton, San Bernardino, and Rancho Cucamonga.
Cost to join
- Establishing membership requires opening a savings account with a minimum deposit of $25.
- Establishing membership requires a one-time $2 membership fee.
Branches
1 branch in California
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California
1 branch
- 9389 cherry aveMain office9389 Cherry Ave, Fontana, CA 92335Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.65% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.18% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.23% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $40 | $59 | — |
- CapitalNet worth ratio8.65%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.18%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.23%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$40Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Inland Valley Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.