Credit union · NCUA insured
Inland Valley Federal Credit Union Savings Rates
Inland Valley Federal Credit Union’s best savings rate is 0.23% APY on $10,000, with its Other Savings Account. Rates checked October 16, 2026.
How Inland Valley Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Riverside, CA, where Inland Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Inland Valley Federal Credit Union
0.23%APY
- Minimum
- —
- Earns on $10,000 a year
- $23
Other Savings Account
Top rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Inland Valley Federal Credit Union savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.23%
- $10,000 balance$10,0000.23%
- $100,000 balance$100,0000.23%
- QualifiedQualified0.23%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Inland Valley Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Other Savings Account
0.23%APY
Must open a regular share savings account and meet the minimum balance requirement before opening a savings sub account. Maintain a balance of $50 to obtain stated APY.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.23% | $23 |
Regular Shares
0.23%APY
Must meet field of membership requirements and pay a one-time non-refundable membership fee. Par value of a share is $25.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.23% | $23 |
Special-purpose accounts
Child Share Account
Up to 5.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 5.10% | $510 |
| Over $500 | 0.23% | $23 |
Sources (1)
- ivfcu.org/rates · captured Oct 6, 2026
IRA Share Account
0.35%APY
Must open a regular share savings account and meet the minimum balance requirement before opening an IRA account. Available in Traditional, Roth, Educational, and SEP options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional, Roth, Educational, and SEP IRA share accounts.Any balance | 0.35% | $35 | Applies to Traditional, Roth, Educational, and SEP IRA share accounts. |
Christmas Club
0.27%APY
Must open a regular share savings account and meet the minimum balance requirement before opening a Christmas club account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.27% | $27 |
Tax Club
0.27%APY
Must open a regular share savings account and meet the minimum balance requirement before opening a tax club account. Funds disbursed on or about April 1.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.27% | $27 |
Vacation Club
0.27%APY
Must open a regular share savings account and meet the minimum balance requirement before opening a vacation club account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.27% | $27 |
Who can join Inland Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, worships, or attends school in Fontana, Bloomington, Rialto, and parts of other surrounding cities such as Colton, San Bernardino, and Rancho Cucamonga.
Cost to join
- Establishing membership requires opening a savings account with a minimum deposit of $25.
- Establishing membership requires a one-time $2 membership fee.
Membership information collected October 5, 2026.