Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in California
- Denocos Federal Credit UnionSavingsSavings · $50 min · 1.01%–2.28% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Membership is open to employees of Del Norte County Schools and their immediate families. Minimum balance of $50.00 required to earn dividends. Dividends calculated using Average Daily Balance Method and not paid on accounts closed prior to month-end.
1.00% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $4,999 1.01%* $5,000 – $9,999 1.01%* $10,000 – $19,999Your amount 1.26%* $20,000 – $49,999 1.51%* $50,000 – $99,999 1.77%* $100,000 and up 2.28%* Rate checked
More details - Sage Credit UnionHigh Yield Savings AccountSavings · $1,000 min · 1.00%–1.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: All deposited funds earn the rate for the corresponding tier. In order to earn the disclosed APY during each dividend period, you must maintain an average daily balance in the Account that is at least equal to $1,000.00. Dividends compound and credit monthly. No monthly maintenance fee. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account.
Offer: All deposited funds earn the rate for the corresponding tier. Must maintain an average daily balance of at least $1,000.00 during each dividend period to earn the disclosed APY. Dividends compound and credit monthly. No monthly maintenance fee. Must maintain at least $5.00 in Membership Savings.
1.00% interest rate · No monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $1,000 – $10,000 1.00% $10,000 – $100,000Your amount 1.25% $100,000 and up 1.50% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 10 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Skyla Credit UnionSkyla Wealth Money MarketsSkyla Wealth Money Markets · $1,000 min · 1.25%–3.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Only available for Skyla Wealth Members (must maintain a minimum balance of $500,000 across any Skyla deposit product, in assets under management with Skyla Investment and Retirement Services, or combined). If qualification ends, account converts to regular Skyla Money Market.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Skyla Wealth Money Markets Balance APY $1,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.50% $100,000 – $250,000 1.50% $250,000 – $500,000 2.75% $500,000 and up 3.50% Rate checked
More details - University Credit UnionMoney Market AdvantageMoney Market Advantage · $25 min · 0.15%–2.25% by balance
Credit union · 3 branches
1.25%APY$125 a year on $10,000Requirements
Product: Uses a reverse-tier rate structure paying highest rates on lower balances. Does not require a checking account or direct deposit. Minimum balance of $25. Minimum opening deposit is $25 (per p89 footnote 2; p49 mentions $100). Variable-rate account; once the account balance qualifies for a tier, the corresponding dividend rate and APY apply to the entire account balance. Dividends calculated daily, compounded and paid monthly.
Offer: Rate applies to entire account balance once qualified.
2.23% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Advantage Balance APY Up to $2,000 2.25% $2,000 – $5,000 1.75% $5,000 – $10,000Your amount 1.25% $10,000 – $50,000 0.50% $50,000 – $100,000 0.45% Over $100,000 0.15% Rate checked
More details - United Catholics Federal CUMoney MarketMoney Market · $2,500 min · 1.25%–2.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Open with an initial deposit of $2,500. Up to 6 withdrawals or transfer transactions per month without a monthly charge (refer to fee schedule). Variable rate, anticipated rates and APY for current dividend period. APY calculated assuming dividends remain in the account; premature withdrawal may reduce earnings. If closed before dividends are paid, accrued dividends are not received.
Offer: Variable dividend rate paid monthly; minimum deposit amount $2,500.
1.24% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.25% $25,000 and upminimum deposit amount $25,000. 1.30% $50,000 and upminimum deposit amount $50,000. 1.46% $100,000 and upminimum deposit amount $100,000. 2.00% Rate checked
More details - Rize Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 1.25%–2.50% by balance
Credit union · 5 branches
1.25%APY$125 a year on $10,0001.24% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $25,000Your amount 1.25% $25,000 – $50,000 1.30% $50,000 – $100,000 1.45% $100,000 – $250,000 2.25% $250,000 and up 2.50% Rate checked
More details - America First Credit UnionMoney MarketMoney Market · $0 min · 1.00%–3.90% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends; dividends credited monthly. Dividend rate and APY may change monthly.
Offer: Minimum earning balance $0.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.00% $5,000 – $10,000 1.10% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.80% $50,000 – $100,000 2.05% $100,000 – $250,000 2.70% $250,000 – $1,000,000 3.45% $1,000,000 and up 3.90% Rate checked
More details - Capstone Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.21%–1.31% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Rates subject to change weekly. Dividend Rates and APYs accurate as of the effective date.
Offer: Money Market-Tier I. Minimum = $2,000.
1.20% interest rate · Effective Sep 8, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and upYour amount 1.21% $20,000 and upMoney Market-Tier II. Minimum = $20,000. 1.26% $75,000 and upMoney Market-Tier III. Minimum = $75,000. 1.31% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 2 branches
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - 1.16%APY$116 a year on $10,000
Requirements
Product: Required account for membership. Eligibility requires living or working in Humboldt, Del Norte, or Trinity County.
Offer: Dividends paid quarterly on the daily balance.
1.15% interest rate · No monthly fee
Rate checked
More details - 1.16%APY$116 a year on $10,000
Requirements
Offer: Dividends paid quarterly on the daily balance.
1.15% interest rate · No monthly fee
Rate checked
More details - Altura Credit UnionPrestige Money MarketPrestige Money Market · $2,500 min · 1.05%–1.45% by balance
Credit union · 23 branches
1.15%APY$115 a year on $10,000with conditionsRequirements
Product: Members must be either the primary or joint account holder on a Prestige Money Market account. An Altura checking account is required. Maintain a minimum daily balance of $2,500 to avoid a monthly fee ($10 fee if balance falls below $2,500). Requires a minimum of 10 debit card transactions per month on checking account to earn Prestige Money Market rates; otherwise balances earn Smart Money Market rates. Ability to write up to 3 checks per month. A one-time membership fee applies for non-members.
Offer: Requires 10 or more debit card transactions per month on Altura checking account. Maintain a minimum daily balance of $2,500 to avoid $10 monthly fee. Minimum opening deposit $2,500.
Qualified rate · 1.04% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Prestige Money Market Balance APY Up to $10,000 1.05% $10,000 – $50,000Your amount 1.15% $50,000 and up 1.45% Rate checked
More details - University Credit UnionMoney MarketMoney Market · $2,500 min · 1.15%–1.35% by balance
Credit union · 3 branches
1.15%APY$115 a year on $10,000Requirements
Product: Low minimum balance requirements to start earning dividends; minimum balance to earn dividends is $2,500. Unlimited in-person withdrawals and up to 6 electronic withdrawals per cycle. Minimum balance to open an account is $5 per Truth in Savings disclosures.
1.14% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 1.15% $10,000 – $24,999Your amount 1.15% $25,000 – $99,999 1.15% $100,000 and up 1.35% Rate checked
More details - Northrop Grumman Federal Credit UnionMoney MarketMoney Market · $2,500 min
Credit union · 10 branches
1.15%APY$115 a year on $10,000Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches