Credit union · NCUA insured
Coast Central Credit Union Savings Rates
Top CarrotCoast Central Credit Union’s best savings rate is 1.16% APY on $10,000, with its Membership Savings. Rates checked October 16, 2026.
How Coast Central Credit Union’s savings rates compare
Compared with banks and credit unions near Eureka, CA, where Coast Central Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coast Central Credit Union
1.16%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $116
Membership Savings
Top rate
Columbia Bank
2.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $200
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Coast Central Credit Union savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.16%
- $10,000 balance$10,0001.16%
- $100,000 balance$100,0001.41%
- QualifiedQualified1.16%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coast Central Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Liquid Assets (0700)
1.01%APY
Dividends for Liquid Assets accounts are calculated on the daily balance and are paid monthly. Dividends are declared by the Board of Directors at the end of each month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.75% | — |
| $10,000 – $24,999 | 1.01% | $101 |
| $25,000 – $49,999 | 1.16% | — |
| $50,000 – $74,999 | 1.31% | — |
| $75,000 and up | 1.41% | — |
Sources (1)
- coastccu.org/rates · captured Oct 16, 2026
Membership Savings
1.16%APY
Required account for membership. Eligibility requires living or working in Humboldt, Del Norte, or Trinity County.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99Dividends paid quarterly on the daily balance. | 1.16% | — | Dividends paid quarterly on the daily balance. |
| $100 – $499Dividends paid quarterly on the daily balance. | 1.16% | — | Dividends paid quarterly on the daily balance. |
| $500 – $2,499Dividends paid quarterly on the daily balance. | 1.16% | — | Dividends paid quarterly on the daily balance. |
| $2,500 – $9,999Dividends paid quarterly on the daily balance. | 1.16% | — | Dividends paid quarterly on the daily balance. |
| $10,000 and upDividends paid quarterly on the daily balance. | 1.16% | $116 | Dividends paid quarterly on the daily balance. |
Sources (3)
All captured Sep 16, 2026
Special Savings
1.16%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $499Dividends paid quarterly on the daily balance. | 1.16% | — | Dividends paid quarterly on the daily balance. |
| $500 – $2,499Dividends paid quarterly on the daily balance. | 1.16% | — | Dividends paid quarterly on the daily balance. |
| $2,500 – $9,999Dividends paid quarterly on the daily balance. | 1.16% | — | Dividends paid quarterly on the daily balance. |
| $10,000 and upDividends paid quarterly on the daily balance. | 1.16% | $116 | Dividends paid quarterly on the daily balance. |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
Health Savings
1.16%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly on the daily balance.Any balance | 1.16% | $116 | Dividends paid quarterly on the daily balance. |
Sources (3)
All captured Sep 16, 2026
IRA Savings
1.16%APY
Available as Traditional IRA Savings (2000), Roth IRA Savings (2100), Education IRA Savings (2300), and SEP IRA Savings (2400).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly on the daily balance.Any balance | 1.16% | $116 | Dividends paid quarterly on the daily balance. |
Sources (3)
All captured Sep 16, 2026
Youth Savings
1.16%APY
For individuals under age 18 (Kirby Kangaroo Club for ages 12 & under; GreenTeen$ program for ages 13-17).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly on the daily balance.Any balance | 1.16% | $116 | Dividends paid quarterly on the daily balance. |
Sources (2)
All captured Sep 16, 2026
Youth Special Savings
1.16%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly on the daily balance.Any balance | 1.16% | $116 | Dividends paid quarterly on the daily balance. |
Sources (1)
- coastccu.org/rates · captured Sep 16, 2026
Holiday Club
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly on the daily balance.Any balance | 0.20% | $20 | Dividends paid quarterly on the daily balance. |
Sources (2)
All captured Sep 16, 2026
Who can join Coast Central Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Humboldt, Del Norte, or Trinity County are eligible for membership.
Cost to join
- A $25 opening deposit is required for a Membership Savings Account.
Membership information collected October 5, 2026.