Credit union · NCUA insured
United Catholics Federal CU
Top CarrotA $50M credit union headquartered in Covina, CA, with 3,564 members and 1 branch in California. Best rates: CDs 4.28% and savings 1.25% APY.
United Catholics Federal CU Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#32 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About United Catholics Federal CU
United Catholics Federal Credit Union, formerly known as St. Christopher’s FCU, was chartered in 1957.
The credit union was formed by Monsignor Bramble and a group of parishioners to assist the parish community with their financial needs.
It serves several parishes, schools, religious groups, parishioners, affiliated staff, students, and family members.
- Headquarters
- 160 E College St, Covina, CA 91723-2104
- NCUA charter
- 12029
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Parishioners, staff, and affiliated members of served parishes and religious organizations are eligible for membership.
Military, government and schools
- Students, affiliated staff, and members affiliated with served schools are eligible for membership.
Family and household
- Family members of qualifying individuals are eligible for membership.
Branches
1 branch in California
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California
1 branch
- United Catholics FcuMain office160 E College St, Covina, CA 91723Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.82% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.75% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio9.82%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.75%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of United Catholics Federal CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.