Credit union · NCUA insured
Capstone Federal Credit Union Savings Rates
Capstone Federal Credit Union’s best savings rate is 1.21% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Capstone Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Capstone Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Capstone Federal Credit Union
1.21%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $121
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Capstone Federal Credit Union savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.07%
- $10,000 balance$10,0001.21%
- $100,000 balance$100,0001.31%
- QualifiedQualified1.21%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Capstone Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.21%APY
Rates subject to change weekly. Dividend Rates and APYs accurate as of the effective date.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upMoney Market-Tier I. Minimum = $2,000. | 1.21% | $121 | Money Market-Tier I. Minimum = $2,000. |
| $20,000 and upMoney Market-Tier II. Minimum = $20,000. | 1.26% | — | Money Market-Tier II. Minimum = $20,000. |
| $75,000 and upMoney Market-Tier III. Minimum = $75,000. | 1.31% | — | Money Market-Tier III. Minimum = $75,000. |
Sources (1)
- capstonefcu.coop/rates · captured Oct 6, 2026
Regular Shares (Savings)
0.07%APY
Earn competitive dividends on the entire balance as long as you maintain a balance of $25 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum = $25. Earn competitive dividends on the entire balance as long as you maintain a balance of $25 or more.$25 and up | 0.07% | $7 | Minimum = $25. Earn competitive dividends on the entire balance as long as you maintain a balance of $25 or more. |
Special-purpose accounts
IRA Shares
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- capstonefcu.coop/rates · captured Oct 6, 2026
Christmas Club
0.09%APY
Save throughout the year for holiday expenses with competitive dividend rates.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum = $1.$1 and up | 0.09% | $9 | Minimum = $1. |
Teen Club (Teen Savings)
0.07%APY
Designed for teens to save for college and the future.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum = $1.$1 and up | 0.07% | $7 | Minimum = $1. |
Youth Club (Kids Savings)
0.07%APY
Designed for kids to start saving for the future and earn competitive dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum = $1.$1 and up | 0.07% | $7 | Minimum = $1. |
Who can join Capstone Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.