Credit union · NCUA insured
Coast Central Credit Union
Top CarrotA $2.3B credit union, the 233rd largest of 4,329, headquartered in Eureka, CA, with 80,982 members and 11 branches in California. Best rates: CDs 4.33% and savings 1.16% APY.
Coast Central Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#1 of 9 in Eureka, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Coast Central Credit Union
Coast Central Credit Union is a local, member-owned credit union headquartered in Eureka, California.
It operates 11 member services branches across Humboldt, Del Norte, and Trinity counties, offering consumer banking products and SBA business loans.
- Headquarters
- 2650 Harrison Ave, Eureka, CA 95501
- NCUA charter
- 62367
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Humboldt, Del Norte, or Trinity County are eligible for membership.
Cost to join
- A $25 opening deposit is required for a Membership Savings Account.
Branches
11 branches in California
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California
11 branches
Eureka area · 9
- Eureka - Harrison AveMain office2650 Harrison Ave, Eureka, CA 95501Directions
- Arcata Giuntoli1551 Giuntoli Ln, Arcata, CA 95521Directions
- Arcata Uniontown686 F St Ste A, Arcata, CA 95521Directions
- Eureka - Bayshore Mall3300 Broadway, Suite 810, Eureka, CA 95501Directions
- Eureka - Downtown402 F St, Eureka, CA 95501Directions
- Fortuna1814 Main St, Fortuna, CA 95540Directions
- Hoopa12700 Highway 96, Hoopa, CA 95546Directions
- McKinleyville - Central1968 Central Ave, McKinleyville, CA 95519Directions
- Willow Creek39007 Highway 299, Willow Creek, CA 95573Directions
Crescent City area · 1
- Crescent City660 L St, Crescent City, CA 95531Directions
Weaverville area · 1
- Weaverville40 Glen Road, Suite A, Weaverville, CA 96093Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.99% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.70% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.67% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $58 | $88 | — |
- CapitalNet worth ratio11.99%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.70%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.67%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$58Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Coast Central Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.