Credit union · NCUA insured
Denocos Federal Credit Union
A $6.3M credit union headquartered in Crescent City, CA, with 758 members and 1 branch in California. Best rates: savings 1.26% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings882.28%at $100,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Denocos Federal Credit Union
Established in 1957, Denocos Federal Credit Union is headquartered in Crescent City, California.
Originally founded to serve local school employees and their families, the credit union is governed by a member-elected volunteer board of directors.
- Headquarters
- 1244 Glenn St, Crescent City, CA 95531-2113
- NCUA charter
- 12028
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of Del Norte County Schools, Denocos Federal Credit Union, and College of the Redwoods who work in Del Norte County, California are eligible for membership.
- Persons retired from qualifying employment with Del Norte County Schools, Denocos Federal Credit Union, or College of the Redwoods in Del Norte County are eligible to join.
- Students registered and attending public schools supervised by the Del Norte County Superintendent of Schools in Del Norte County, as well as College of the Redwoods students attending school in Del Norte County, are eligible to join.
- Members of the Board of Education and Trustees of accredited or licensed schools under the jurisdiction of the Del Norte County Superintendent of Schools in Del Norte County, California are eligible for membership.
Family and household
- Immediate family members and household members of eligible employees, trustees, and retirees, as well as surviving spouses of persons who died while within the field of membership, are eligible to join.
Other ways
- Organizations of eligible members are eligible to join.
Branches
1 branch in California
Loading map…
California
1 branch
- Denocos Federal Credit UnionMain office1244 Glenn St, Crescent City, CA 95531Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.32% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.01% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.32% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $64 | $59 | — |
- CapitalNet worth ratio15.32%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.01%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$64Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Denocos Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.