Credit union · NCUA insured
Rize Credit Union Savings Rates
Top CarrotRize Credit Union’s best savings rate is 1.25% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Rize Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Rize Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Rize Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
High-Yield Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Rize Credit Union savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0001.25%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0002.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rize Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market Accounts
Up to 4.10%APY
Dividend rate on balances under $500,000 drops to the current Prime Savings rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500,000 – $750,000Dividend rate on balances under $500,000 drops to the current Prime Savings rate. | 2.55% | — | Dividend rate on balances under $500,000 drops to the current Prime Savings rate. |
| $750,000 – $1,000,000Dividend rate on balances under $500,000 drops to the current Prime Savings rate. | 3.35% | — | Dividend rate on balances under $500,000 drops to the current Prime Savings rate. |
| $1,000,000 and upDividend rate on balances under $500,000 drops to the current Prime Savings rate. | 4.10% | — | Dividend rate on balances under $500,000 drops to the current Prime Savings rate. |
Sources (2)
All captured Oct 6, 2026
High-Yield Savings
4.00%APY
To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY). | 4.00% | $400 | To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY). |
| $25,000 – $50,000To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY). | 2.00% | — | To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY). |
| Over $50,000To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY). | 0.05% | — | To qualify for and earn dividends, you must maintain a minimum monthly average daily balance of $500, have a minimum $25 per month auto transfer from any of your Rize Credit Union checking account into your High-Yield Savings Account and must be enrolled in digital banking and eStatements. These requirements must be met each month in order to earn dividends and be eligible to obtain the Annual Percentage Yield (APY). |
Sources (2)
All captured Oct 6, 2026
Money Market Accounts
1.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 1.25% | $125 |
| $25,000 – $50,000 | 1.30% | — |
| $50,000 – $100,000 | 1.45% | — |
| $100,000 – $250,000 | 2.25% | — |
| $250,000 and up | 2.50% | — |
Sources (2)
All captured Oct 6, 2026
Super Saver
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Oct 6, 2026
Prime Savings
0.05%APY
$5 minimum deposit to secure Credit Union membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and up$5 minimum deposit to secure Credit Union membership.$250 and up | 0.05% | $5 | $5 minimum deposit to secure Credit Union membership. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
High-Yield IRA Money Market Accounts
2.60%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 2.60% | $260 |
| $25,000 – $100,000 | 3.10% | — |
| Over $100,000 | 3.60% | — |
Sources (2)
All captured Oct 6, 2026
IRA Savings Accounts
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Oct 6, 2026
Youth Super Saver
0.10%APY
Open to members under 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOpen to members under 18.Any balance | 0.10% | $10 | Open to members under 18. |
Sources (2)
All captured Oct 6, 2026
Health Savings
0.05%APY
Help pay for qualified medical expenses
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- rizecu.com/deposit-rates/checking-savings-rates
- rizecu.com/savings
- rizecu.com/wp-content/uploads/Deposit-Rates-EN.pdf
All captured Oct 6, 2026
Vacation & Holiday Club
0.05%APY
$10 opening deposit with one scheduled distribution per year on both Vacation and Holiday accounts – June 1 and November 1, respectively. Both accounts carry an early withdrawal fee of $15.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10 opening deposit with one scheduled distribution per year on both Vacation and Holiday accounts – June 1 and November 1, respectively. Both accounts carry an early withdrawal fee of $15.Any balance | 0.05% | $5 | $10 opening deposit with one scheduled distribution per year on both Vacation and Holiday accounts – June 1 and November 1, respectively. Both accounts carry an early withdrawal fee of $15. |
Sources (2)
All captured Oct 6, 2026
Youth Savings
0.05%APY
Open to members under 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOpen to members under 18.Any balance | 0.05% | $5 | Open to members under 18. |
Sources (2)
All captured Oct 6, 2026
Who can join Rize Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.