Credit union · NCUA insured
Denocos Federal Credit Union Savings Rates
Denocos Federal Credit Union’s best savings rate is 1.26% APY on $10,000, with its Savings. Rates checked October 16, 2026.
How Denocos Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Crescent City, CA, where Denocos Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Denocos Federal Credit Union
1.26%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $126
Savings
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
3rd-highest rate
Coast Central Credit Union
1.16%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $116
Denocos Federal Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0002.28%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Denocos Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
1.26%APY
Membership is open to employees of Del Norte County Schools and their immediate families. Minimum balance of $50.00 required to earn dividends. Dividends calculated using Average Daily Balance Method and not paid on accounts closed prior to month-end.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 1.01% | — |
| $5,000 – $9,999 | 1.01% | — |
| $10,000 – $19,999 | 1.26% | $126 |
| $20,000 – $49,999 | 1.51% | — |
| $50,000 – $99,999 | 1.77% | — |
| $100,000 and up | 2.28% | — |
Sources (1)
- denocos.com/savings · captured Sep 16, 2026
Who can join Denocos Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of Del Norte County Schools, Denocos Federal Credit Union, and College of the Redwoods who work in Del Norte County, California are eligible for membership.
- Persons retired from qualifying employment with Del Norte County Schools, Denocos Federal Credit Union, or College of the Redwoods in Del Norte County are eligible to join.
- Students registered and attending public schools supervised by the Del Norte County Superintendent of Schools in Del Norte County, as well as College of the Redwoods students attending school in Del Norte County, are eligible to join.
- Members of the Board of Education and Trustees of accredited or licensed schools under the jurisdiction of the Del Norte County Superintendent of Schools in Del Norte County, California are eligible for membership.
Family and household
- Immediate family members and household members of eligible employees, trustees, and retirees, as well as surviving spouses of persons who died while within the field of membership, are eligible to join.
Other ways
- Organizations of eligible members are eligible to join.
Membership information collected October 5, 2026.