Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Washington, DC-VA-MD-WV metro
- Prince George's Community Federal Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 1.01%–1.36% by balance
Credit union · 4 branches
1.01%APY$101 a year on $10,000Requirements
Product: No term restrictions. Rate applies to entire balance. NCUA-insured.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $25,000Your amount 1.01% $25,000 – $50,000 1.11% $50,000 – $100,000 1.21% $100,000 – $250,000 1.26% $250,000 and up 1.36% Rate checked
More details - Educational Systems Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.55% by balance
Credit union · 9 branches
1.00%APY$100 a year on $10,000Requirements
Product: Up to six pre-authorized, automatic or electronic transfers may be made to another Credit Union account in any month, with up to three of these balance transfers made by check. No ATM access.
Offer: Tier One. Dividends are compounded and credited monthly based on Average Daily Balance (ADB).
1.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.00% $20,000 and upTier Two. 1.15% $100,000 and upTier Three. 1.55% Rate checked
More details - Mid-Atlantic Federal Credit UnionMoney Market Plus AccountMoney Market Plus Account · $2,500 min · 1.00%–1.70% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly maintenance fee. Limited to 6 written checks per month, fee applies to items exceeding this limit.
1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Account Balance APY Up to $100,000Your amount 1.00% $100,000 – $250,000 1.10% $250,000 – $500,000 1.30% $500,000 – $1,000,000 1.50% Over $1,000,000 1.70% Rate checked
More details - Transit Employees Federal Credit UnionParamount Money MarketParamount Money Market · $0 min · 0.25%–3.75% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited monthly; Dividend period is calendar month; Minimum balance to earn dividends is $0.01; Balance method is average daily balance.
Offer: Minimum balance to earn dividends is $0.01; Dividends compounded and credited monthly; Average daily balance method.
0.25% interest rate
Rate by balance
Rate by balance for Paramount Money Market Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.75% $100,000 – $200,000 2.75% $200,000 and up 3.75% Rate checked
More details - WSSC Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.76% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. Rates may change after the account is opened. Fees could reduce earnings on the account.
Offer: Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY.
1.00% interest rate · Effective Apr 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.26% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Packaged account with Premier Checking; both accounts must be opened and maintained. Paperless statements required via online banking enrollment to avoid statement processing fee.
Offer: Tier 2 rate applies to daily balance of $24,999.99 or less. Must be packaged with Premier Checking.
Qualified rate · 1.00% interest rate · Effective Aug 3, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $25,000Your amount 1.00% $25,000 and up 2.02% Rate checked
More details - Oak View National BankPremium Money MarketPremium Money Market · $2,500 min · 1.00%–3.80% by balance
Bank · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: $2,500 minimum opening deposit required. $8.00 monthly service charge waived with a $2,500 average daily balance. For tiered rate accounts, the APY for the highest tier for which there is a balance is paid on the entire balance of the account.
Offer: $8.00 monthly service charge waived with a $2,500 average daily balance. Paid on entire balance based on highest tier reached.
1.00% interest rate · $8 monthly fee · Effective Jun 4, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $2,500 1.00% $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 1.25% $100,000 – $500,000 2.10% $500,000 – $1,000,000 2.10% $1,000,000 – $3,000,000 3.00% $3,000,000 and up 3.80% Rate checked
More details - Transportation Federal Credit UnionMomentum SavingsSavings · 0.50%–1.00% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Tiered interest-bearing reward savings account. Must be linked to an Xcelerate High-Yield Checking or Xcelerate CashBack Checking account. Limited to one account per membership. No minimum balance requirement to open or maintain. Dividends credited and compounded monthly.
Offer: Applies to balances $100,000 and under when linked rewards checking meets monthly qualifications (15 debit card purchases, 1 direct deposit/ACH debit or credit transaction, and eStatements).
Qualified rate · 1.00% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate by balance
Rate by balance for Momentum Savings Balance APY Up to $100,000Your amount 1.00% Over $100,000 0.50% Rate checked
More details - Transportation Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.75%–1.15% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires a $2,500 minimum deposit to open and maintain; balances falling below $2,500 may be transferred to Share Savings. Dividends are compounded and paid monthly using the daily balance method. Up to 3 minimum $500 withdrawals permitted.
Offer: Dividends calculated using the daily balance method, compounded and paid monthly. Minimum balance of $2,500 required to earn APY.
0.75% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $9,999 0.75% $10,000 – $19,999Your amountMinimum balance required to earn APY. 1.00% $20,000 – $49,999Minimum balance required to earn APY. 1.10% $50,000 and upMinimum balance required to earn APY. 1.15% Rate checked
More details - Old Dominion National BankFirst Choice Money MarketFirst Choice Money Market · $1,000 min · 1.00%–2.25% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Monthly service charge of $10 waived if minimum daily balance stays at or above $1,000. Interest accrues daily and credited in accordance with product statement cycle. Fees may reduce earnings. Prospective depositors must be of legal age.
Offer: Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening.
1.00% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for First Choice Money Market Balance APY Up to $50,000Your amount 1.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 6 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - MainStreet BankPersonal Super Saving Money MarketPersonal Super Saving Money Market · $2,500 min · 0.70%–2.20% by balance
Bank · 7 branches
0.90%APY$90 a year on $10,000Requirements
Product: Fees may reduce earnings. Rates may change after account opening.
0.70% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Personal Super Saving Money Market Balance APY Over $0 0.70% $5,000 and up 0.80% $10,000 and upYour amount 0.90% $25,000 and up 1.15% $50,000 and up 1.90% $100,000 and up 2.20% Rate checked
More details - Loudoun Credit UnionMoney MarketMoney Market · $2,500 min · 0.90%–1.26% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Dividends are calculated based on the average daily balance method and are paid and compounded monthly on the last day of each month. Minimum deposit allowed $250; minimum withdrawal $500; maximum two withdrawals per month. The credit union reserves the right to require a 7-day notice of withdrawal. Monthly service charge applies if balance falls below $2,500 at any time. Fees apply for excessive withdrawals (over two/month), withdrawals less than $500, or deposits less than $250.
Offer: A minimum daily balance of $2,500 in the account each day to earn the disclosed annual percentage yield. Tiered rate applies to balance $2,500 - $20,000. Stated APR is 0.90%.
0.90% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $20,000Your amount 0.90% $20,000 – $50,000Stated APR is 1.10%. 1.10% Over $50,000Stated APR is 1.25%. 1.26% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Establishes credit union membership. Free eStatements and digital banking.
0.85% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches