Credit union · NCUA insured
WSSC Federal Credit Union
A $35M credit union headquartered in Laurel, MD, with 3,319 members and 4 branches in 2 states. Best rates: CDs 3.55% and savings 1.00% APY.
WSSC Federal Credit Union Carrot Score
74
Carrot Score
Higher than 35% of U.S. banks and credit unions
#81 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About WSSC Federal Credit Union
- Headquarters
- 14501 Sweitzer Ln, Laurel, MD 20707
- NCUA charter
- 16268
Branches
4 branches in 2 states
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Maryland
3 branches
- Wssc FcuMain office14501 Sweitzer Ln, Laurel, MD 20707Directions
- Reid Temple Branch11400 Glenn Dale Blvd, Glenn Dale, MD 20769Directions
- WSSC FCU Headquarters14900 Sweitzer Ln Ste 104, Laurel, MD 20707Directions
California
1 branch
- CO-OP Shared Branching9692 Haven Ave, Rancho Cucamonga, CA 91730Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.13% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.95% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.16% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $61 | $59 | — |
- CapitalNet worth ratio10.13%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.95%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.16%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$61Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of WSSC Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.