Bank · FDIC insured
Jefferson Security Bank Savings Rates
Jefferson Security Bank’s best savings rate is 0.10% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Jefferson Security Bank’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Jefferson Security Bank has the most branches. $10,000, best rate first.
This bank’s best
Jefferson Security Bank
1.00%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $100
Premier Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Jefferson Security Bank savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.30%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jefferson Security Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Savings
1.00%APY
Packaged account with Premier Checking; both accounts must be opened and maintained. Paperless statements required via online banking enrollment to avoid statement processing fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Tier 2 rate applies to daily balance of $24,999.99 or less. Must be packaged with Premier Checking. | 1.00% | $100 | Tier 2 rate applies to daily balance of $24,999.99 or less. Must be packaged with Premier Checking. |
| $25,000 and upTier 1 rate applies to daily balance of $25,000.00 or more. Must be packaged with Premier Checking. | 2.02% | — | Tier 1 rate applies to daily balance of $25,000.00 or more. Must be packaged with Premier Checking. |
Sources (3)
All captured Sep 19, 2026
Money Market
0.10%APY
A minimum opening deposit of $50 is required. A Balance Fee of $7.50 is imposed every statement cycle if the average daily balance falls below $1,000.00. An Item Fee of $0.20 is imposed for each transaction if the average daily balance falls below $1,000.00. Statement Processing Fee can be avoided by enrolling in online banking and paperless document delivery (if inactive for >180 days, paperless enrollment ends). Monthly transfer limit of up to 6 withdrawals/transfers per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.10% | $10 |
| $25,000 – $50,000 | 0.20% | — |
| $50,000 – $100,000 | 0.25% | — |
| $100,000 – $200,000 | 0.30% | — |
| $200,000 and up | 0.40% | — |
Sources (3)
All captured Sep 19, 2026
Simple Savings
0.05%APY
A $2.00 monthly balance fee is imposed each statement cycle if the average daily balance falls below $50.00. Statement processing fee applies unless enrolled in online banking and paperless statements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$2.00 monthly balance fee waived if average daily balance is $50.00 or more.Any balance | 0.05% | $5 | $2.00 monthly balance fee waived if average daily balance is $50.00 or more. |
Sources (4)
- jsb.bank/assets/files/FmF4oLQo
- jsb.bank/assets/files/UNQA52sC
- jsb.bank/personal/savings-cds-and-iras
- jsb.bank/personal/simple-savings
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
All captured Sep 19, 2026
Next Gen Savings
0.05%APY
Savings account designed for youth ages 14-17. Free paperless statements avoid a monthly statement processing fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor youth ages 14-17.Any balance | 0.05% | $5 | For youth ages 14-17. |
Smart Start Savings
0.05%APY
Savings account designed for youth age 13 and under.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor youth age 13 and under.Any balance | 0.05% | $5 | For youth age 13 and under. |
Closed to new customers
Youth Savings
0.05%APY
Grandfathered account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceGrandfathered account.Any balance | 0.05% | $5 | Grandfathered account. |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.