Credit union · NCUA insured
WSSC Federal Credit Union Savings Rates
WSSC Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How WSSC Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where WSSC Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WSSC Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
WSSC Federal Credit Union savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.76%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WSSC Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
SaveUp+
3.03%APY
Funded via automatic round-up deposits from WSSC FCU debit card purchases and optional payroll contributions up to $10 per pay period when having a loan at WSSC FCU with payments via payroll deduction.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.03% | $303 |
Sources (2)
All captured Sep 19, 2026
Money Market
1.00%APY
Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. Rates may change after the account is opened. Fees could reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. | 1.00% | $100 | Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. |
| $25,000 – $50,000Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. | 1.26% | — | Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. |
| $50,000 – $100,000Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. | 1.51% | — | Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. |
| $100,000 and upRequires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. | 1.76% | — | Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. |
Sources (2)
All captured Sep 19, 2026
Primary Savings
0.10%APY
Basis for credit union membership; requires $5 deposit (Par Share). No monthly fees. Earns quarterly dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- wsscfcu.org/accounts/deposit-accounts · captured Sep 19, 2026
Secured Visa Savings
0.10%APY
Collateral savings account for Secured Visa credit card.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- wsscfcu.org/accounts/deposit-accounts · captured Sep 19, 2026
Special Savings
0.10%APY
No minimum balance required to open or maintain account. Dividends paid quarterly. Members can establish unlimited accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Youth Savings
3.44%APY
Designed for young savers, kids, and young adults. No minimum balance required to open or maintain account. No monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.44% | $344 |
Sources (2)
All captured Sep 19, 2026
Holiday Club
0.15%APY
No minimum balance required to open. Quarterly dividends. Funds are automatically distributed to Primary Savings or Premier Checking Account on the first business day of October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds automatically distributed to Primary Savings or Premier Checking on the first business day of October.Any balance | 0.15% | $15 | Funds automatically distributed to Primary Savings or Premier Checking on the first business day of October. |
Sources (2)
All captured Sep 19, 2026
Who can join WSSC Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.