Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Washington, DC-VA-MD-WV metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: $5 of $10 opening cost is deposited into share account, $5 covers membership fee. A Regular Share Account is required to maintain membership.
Offer: Rates set quarterly; term daily. $10 monthly service charge applies if combined minimum balance of $250 is not maintained after first six months of membership.
0.05% interest rate · $10 monthly fee
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $2.00 monthly balance fee is imposed each statement cycle if the average daily balance falls below $50.00. Statement processing fee applies unless enrolled in online banking and paperless statements.
Offer: $2.00 monthly balance fee waived if average daily balance is $50.00 or more.
0.05% interest rate · $2 monthly fee · Effective Aug 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Only available linked to a Kasasa Cash or Kasasa Cash Back checking account under the same ownership.
Offer: Earned when Kasasa Cash Checking or Kasasa Cash Back checking qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jan 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Tiered interest-bearing reward savings account. Must be linked to an Xcelerate High-Yield Checking or Xcelerate CashBack Checking account. Limited to one account per membership. No minimum balance requirement to open or maintain. Dividends credited and compounded monthly.
Offer: Earned on all balances if monthly qualifications on linked checking account are not met.
Qualified rate · 0.05% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $200
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership requires opening a Primary Share Savings account with a minimum balance of $1.00 par value. No minimum daily balance required to avoid a service fee.
Offer: Quarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $100 required to earn dividends.
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes credit union membership. Minimum balance to earn stated dividends is $5.00. Dividends compound and credit monthly.
Offer: Minimum balance to earn dividends is $5.00.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must live, work, worship, or attend school in Warren County, VA. $5.00 membership fee required.
Offer: Anticipated dividend rate; $5 to open.
0.05% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required. Minimum $5 deposit required to open (share in credit union). Direct deposit available. Fees may reduce earnings. Yields may change after opening.
Offer: Dividends paid on all balances of $100 or more.
Effective Jan 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires purchasing one share ($5.00) in the credit union to establish membership. Minimum balance to earn dividend is $50.00. Dividends accrued daily.
Offer: Dividends accrued daily on the daily balance. The rate stated applies to the entire balance. Minimum balance to earn dividends is $50.00.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded and paid monthly. Minimum daily balance of $200 required to earn monthly dividends.
0.05% interest rate · Effective Oct 3, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded and paid monthly.
0.05% interest rate · Effective Oct 3, 2022
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 96 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 22–24
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches