Credit union · NCUA insured
UVA Community Credit Union Savings Rates
UVA Community Credit Union’s best savings rate is 0.05% APY on $10,000, with its Primary Savings. Rates checked October 22, 2026.
How UVA Community Credit Union’s savings rates compare
Compared with banks and credit unions near Charlottesville, VA, where UVA Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
UVA Community Credit Union
0.05%APY
- Requires
- None
- Minimum
- $30
- Earns on $10,000 a year
- $5
Primary Savings
Top rate
Blue Ridge Bank
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Carter Bank
1.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $175
UVA Community Credit Union savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0004.02%
- $10,000 balance$10,0002.70%
- $100,000 balance$100,0001.50%
- QualifiedQualified2.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UVA Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
MaxSaver Money Market Account
2.71%APY on $10,000
Blended rate account where dividend rates apply to balances within each tier. Account requires a Membership Primary Savings Account in good standing. Membership eligibility required. Limit one account per member. Dividends compounded monthly.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,000 | 3.95% |
| $2,000 – $5,000 | 2.96% |
| $5,000 – $10,000 | 1.98% |
| $10,000 – $50,000 | 1.49% |
| $50,000 – $100,000 | 1.24% |
| Over $100,000 | 1.00% |
On $10,000 the tiers blend to about 2.71% APY, earning $271 a year.
Sources (3)
- uvacreditunion.org/bank/savings
- uvacreditunion.org/bank/saving…er-money-market-accounts
- uvacreditunion.org/learn/rates-fees/personal-rates
All captured Oct 4, 2026
Primary Savings
0.05%APY
Membership requires opening a Primary Share Savings account with a minimum balance of $1.00 par value. No minimum daily balance required to avoid a service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upQuarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $100 required to earn dividends.$100 and up | 0.05% | $5 | Quarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $100 required to earn dividends. |
Special-purpose accounts
Coverdell ESA MaxSaver Money Market Account
2.71%APY on $10,000
A Coverdell ESA Account is required in order to open a Coverdell ESA Money Market Account. Funds in a Coverdell ESA Money Market Account can only be transferred to their other respective Coverdell ESA accounts. Blended rate account where each dividend rate applies only to the portion of the account balance within each tier. Compounding monthly.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,000 | 3.95% |
| $2,000 – $5,000 | 2.96% |
| $5,000 – $10,000 | 1.98% |
| $10,000 – $50,000 | 1.49% |
| $50,000 – $100,000 | 1.24% |
| Over $100,000 | 1.00% |
On $10,000 the tiers blend to about 2.71% APY, earning $271 a year.
Sources (1)
- uvacreditunion.org/learn/rates-fees/personal-rates · captured Oct 4, 2026
IRA MaxSaver Money Market Account
2.71%APY on $10,000
A Traditional, Roth, or SEP IRA Account is required in order to open a respective IRA Money Market Account. Funds in an IRA Money Market Account can only be transferred to their other respective IRA accounts. Subject to IRS rules and regulations. Blended rate account where each dividend rate applies only to the portion of the account balance within each tier. Compounding monthly.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,000 | 3.95% |
| $2,000 – $5,000 | 2.96% |
| $5,000 – $10,000 | 1.98% |
| $10,000 – $50,000 | 1.49% |
| $50,000 – $100,000 | 1.24% |
| Over $100,000 | 1.00% |
On $10,000 the tiers blend to about 2.71% APY, earning $271 a year.
Sources (2)
- uvacreditunion.org/bank/saving…xsaver-money-market-iras
- uvacreditunion.org/learn/rates-fees/personal-rates
All captured Oct 4, 2026
Traditional, Roth & SEP IRA Accounts
0.15%APY
An IRA Savings Account is required to open an IRA Certificate Account. Traditional, Roth, and SEP tax labels are wrappers within this IRA share account. No minimum daily balance required to avoid a service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upQuarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $100 required to earn dividends.$100 and up | 0.15% | $15 | Quarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $100 required to earn dividends. |
Coverdell ESA
0.15%APY
Coverdell Education Savings Account. A Coverdell Savings Account is required to open a Coverdell Certificate. No minimum daily balance required to avoid a service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upQuarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $100 required to earn dividends.$100 and up | 0.15% | $15 | Quarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $100 required to earn dividends. |
Christmas Club
0.05%APY
On November 1, account balance is automatically transferred to Checking or Share Savings Account. No minimum daily balance required to avoid a service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upQuarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $100 required to earn dividends.$100 and up | 0.05% | $5 | Quarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $100 required to earn dividends. |
Teen Rise/Teen Rise Family Savings Account
0.05%APY
Membership eligibility required. Requires a minimum ongoing balance of $1 in a Primary Savings Account. No monthly fees or minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQuarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $0 and above to earn dividends.Any balance | 0.05% | $5 | Quarterly compounding and dividend crediting frequency; variable dividend rate. Minimum daily balance of $0 and above to earn dividends. |
Sources (3)
- uvacreditunion.org/bank/teen-rise
- uvacreditunion.org/learn/rates-fees/personal-rates
- uvacreditunion.org/getattachme…Rate-Schedule_050326.pdf
All captured Sep 19, 2026
Who can join UVA Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.