Credit union · NCUA insured
UVA Community Credit Union
A $1.6B credit union, the 305th largest of 4,329, headquartered in Charlottesville, VA, with 85,883 members and 15 branches in Virginia. Best rates: CDs 4.25% and savings 0.05% APY.
UVA Community Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#2 of 12 in Charlottesville, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About UVA Community Credit Union
- Headquarters
- 3300 Berkmar Dr, Charlottesville, VA 22901-1491
- NCUA charter
- 62504
Branches
15 branches in Virginia
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Virginia
15 branches
Charlottesville area · 9
- Berkmar Drive BranchMain office3300 Berkmar Dr, Charlottesville, VA 22901Directions
- Arlington Boulevard Branch1936 Arlington Blvd, Charlottesville, VA 22903Directions
- East Jefferson Branch900 E Jefferson St, Charlottesville, VA 22902Directions
- Pantops Branch220 Wayles Ln, Charlottesville, VA 22911Directions
- West Main Street - Patton Mansion Branch1018 W Main St, Charlottesville, VA 22903Directions
- Downtown Crozet Branch5714 Three Notch D Rd, Crozet, VA 22932Directions
- Nellysford Branch3033 Rockfish Valley Hwy, Nellysford, VA 22958Directions
- Fluvanna Branch6042 Thomas Jefferson Pkwy, Palmyra, VA 22963Directions
- Greene County Branch56 Stoneridge Dr S, Ruckersville, VA 22968Directions
Washington area · 2
- Culpeper Branch633 Meadowbrook Shopping Ctr, Culpeper, VA 22701Directions
- Blackwell Road Branch484 Blackwell Rd Ste 100, Warrenton, VA 20186Directions
Harrisonburg area · 1
- Harrisonburg Branch210 University Blvd, Harrisonburg, VA 22801Directions
Louisa area · 1
- Town of Louisa Branch409 E Main St, Louisa, VA 23093Directions
Lake of the Woods area · 1
- Orange Branch115 N Madison Rd, Orange, VA 22960Directions
Zion Crossroads area · 1
- Zion Crossroads49 Sommerfield Dr, Zion Crossroads, VA 22942Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.44% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.57% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.77% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $73 | $88 | — |
- CapitalNet worth ratio10.44%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.57%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$73Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of UVA Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.