Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Richmond, VA metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: Free with eStatements. Interest compounded quarterly.
Offer: All balances.
0.25% interest rate · Compounded quarterly · Effective May 1, 2026
Rate checked
More details - First Bank & Trust CompanyRelationship Money Market AccountRelationship Money Market Account · 0.25%–1.62% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Available to new and existing First Bank and Trust customers.
Offer: Average daily balance below $25,000.00.
0.25% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 and up 1.62% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Initial account required for membership and ownership in TUMCU. Membership eligibility required. Credit union deposits the first $5 required opening deposit.
Offer: Dividend rate and APY are paid quarterly on average daily balance. Interest is paid on the total account balance as long as there is a minimum balance of $100.00.
0.25% interest rate · Effective Mar 11, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership account required to access credit union services. No monthly or annual maintenance fees. Dividends compounded quarterly on balances of $100 or more.
Offer: Daily balance of $100.00 required to earn dividends. Dividends compounded quarterly. Rate may change after account is opened.
0.25% interest rate · Compounded quarterly · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Argent Credit UnionMoney Management AccountMoney Management Account · $1,000 min · 0.25%–2.00% by balance
Credit union · 8 branches
0.25%APY$25 a year on $10,000Requirements
Product: Membership required. Dividends compounded monthly. Insured by NCUA up to $250,000. Up to 6 free withdrawals per month. No debit card associated with this account; check writing permitted.
Offer: Daily balance required to earn dividends. Dividends compounded monthly.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $1,000 – $20,000Your amount 0.25% $20,000 – $50,000 0.35% $50,000 – $100,000 0.65% $100,000 – $250,000 1.25% $250,000 and up 2.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Flat interest rate. Standard $12 quarterly maintenance fee waived when maintaining a $100 minimum daily balance.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - BayPort Credit UnionMoney MarketMoney Market · $25 min · 0.00%–0.25% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 and up 0.25% Rate checked
More details - Dominion Energy Credit UnionSavings AccountSavings · $100 min · 0.10%–0.20% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Membership eligibility required. Minimum $5 deposit to open (waived for Dominion Energy employees who sign up for payroll deduction). No monthly fees. $15 fee per month if more than six electronic withdrawals are made.
Offer: Dividends compounded quarterly. Dividends calculated on average daily balance. Minimum average balance to earn an APY is $100.00.
Compounded quarterly · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $1,000 0.10% $1,000 and upYour amount 0.20% Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 21 branches
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Only $5 to open. Earn dividends on deposits over $100.
0.00% interest rate · Effective Sep 9, 2024
Rate by balance
Rate by balance for Savings Account Balance APY Up to $100 0.00% $100 – $2,000 0.05% $2,000 and upYour amount 0.15% Rate checked
More details - Dominion Energy Credit UnionWealth Maximizer Money Market SavingsWealth Maximizer Money Market Savings · $100 min · 0.15%–2.55% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000intro rateRequirements
Product: Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. Rates effective for the month of October, 2026.
Offer: Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance.
Promotional rate · Compounded monthly · Effective Oct 4, 2026
Rate by balance
Rate by balance for Wealth Maximizer Money Market Savings Balance APY $100 – $50,000Your amount 0.15% $50,000 – $100,000 1.80% $100,000 and up 2.55% Rate checked
More details - Dominion Energy Credit UnionWealth Builder Money Market SavingsWealth Builder Money Market Savings · $100 min · 0.15%–1.55% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000intro rateRequirements
Product: Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. Rates effective for the month of October, 2026.
Offer: Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance.
Promotional rate · Compounded monthly · Effective Oct 4, 2026
Rate by balance
Rate by balance for Wealth Builder Money Market Savings Balance APY $100 – $25,000Your amount 0.15% $25,000 and up 1.55% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership with Call Federal Credit Union. Dividends compounded and credited quarterly based on average daily balance.
Offer: Rate may change after account is opened. $5 minimum deposit required.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Rate may change after account is opened. $5 minimum deposit required.
0.15% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Richmond, VA metro
87 accounts at 36 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.86%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Richmond, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- Primis BankBank · 9 branches
- Peoples Advantage FCUCredit union · 4 branches