Credit union · NCUA insured
The United Methodist Credit Union Savings Rates
The United Methodist Credit Union’s best savings rate is 0.25% APY on $10,000, with its Savings Account. Rates checked October 22, 2026.
How The United Methodist Credit Union’s savings rates compare
Compared with banks and credit unions near Richmond, VA, where The United Methodist Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
The United Methodist Credit Union
0.25%APY
- Minimum
- $5
- Earns on $10,000 a year
- $25
Savings Account
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
The United Methodist Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The United Methodist Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Account
0.25%APY
Initial account required for membership and ownership in TUMCU. Membership eligibility required. Credit union deposits the first $5 required opening deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividend rate and APY are paid quarterly on average daily balance. Interest is paid on the total account balance as long as there is a minimum balance of $100.00.$100 and up | 0.25% | $25 | Dividend rate and APY are paid quarterly on average daily balance. Interest is paid on the total account balance as long as there is a minimum balance of $100.00. |
Money Market
0.01%APY
Dividend rate and APY are paid monthly on the average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,499 | 0.01% | — |
| $2,500 – $14,999 | 0.01% | $1 |
| $15,000 – $44,999 | 0.02% | — |
| $45,000 – $99,999 | 0.02% | — |
| $100,000 and up | 0.03% | — |
Sources (1)
- tumcu.org/money-market · captured Sep 19, 2026
Who can join The United Methodist Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals associated with a United Methodist Church or Organization are eligible for membership.
Military, government and schools
- Students attending or staff members of a United Methodist college or school are eligible for membership.
Family and household
- Immediate family members of current TUMCU members are eligible for membership.
Cost to join
- Approval for membership sets up a Savings account, and TUMCU deposits the initial $5 into the account.
Membership information collected October 4, 2026.