Credit union · NCUA insured
Dominion Energy Credit Union Savings Rates
Dominion Energy Credit Union’s best savings rate is 0.20% APY on $10,000, with its Savings Account. Rates checked October 22, 2026.
How Dominion Energy Credit Union’s savings rates compare
Compared with banks and credit unions near Richmond, VA, where Dominion Energy Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dominion Energy Credit Union
0.20%APY
- Minimum
- $5
- Earns on $10,000 a year
- $20
Savings Account
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Dominion Energy Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0002.55%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dominion Energy Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Wealth Maximizer Money Market Savings
0.15%APY
Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. Rates effective for the month of October, 2026.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $50,000Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. | 0.15% | $15 | Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. |
| $50,000 – $100,000Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. | 1.80% | — | Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. |
| $100,000 and upCompounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. | 2.55% | — | Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. |
Sources (1)
- dominionenergycu.org/about-us/information/rates · captured Oct 4, 2026
Wealth Builder Money Market Savings
0.15%APY
Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. Rates effective for the month of October, 2026.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $25,000Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. | 0.15% | $15 | Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. |
| $25,000 and upCompounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. | 1.55% | — | Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. |
Sources (1)
- dominionenergycu.org/about-us/information/rates · captured Oct 4, 2026
Savings Account
0.20%APY
Membership eligibility required. Minimum $5 deposit to open (waived for Dominion Energy employees who sign up for payroll deduction). No monthly fees. $15 fee per month if more than six electronic withdrawals are made.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $1,000Dividends compounded quarterly. Dividends calculated on average daily balance. Minimum average balance to earn an APY is $100.00. | 0.10% | — | Dividends compounded quarterly. Dividends calculated on average daily balance. Minimum average balance to earn an APY is $100.00. |
| $1,000 and upDividends compounded quarterly. Dividends calculated on average daily balance. Minimum average balance to earn an APY is $100.00. | 0.20% | $20 | Dividends compounded quarterly. Dividends calculated on average daily balance. Minimum average balance to earn an APY is $100.00. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Holiday Club Account
0.05%APY
Funds automatically transfer to DECU checking or regular savings in early November. Renews automatically each year. A $20 penalty is imposed if club is closed or payroll deduction is reduced before November 1 maturity; deductions can be reduced or account closed without fee between November 1 and December 15. A $15 fee applies if more than six electronic withdrawals are made per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly.Any balance | 0.05% | $5 | Dividends compounded monthly. |
Sources (2)
- dominionenergycu.org/bank/accounts/holiday-club-account
- dominionenergycu.org/about-us/information/rates
All captured Oct 4, 2026
Who can join Dominion Energy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, retirees, or contractors of Dominion Energy, or any of its subsidiaries, are eligible for membership.
Family and household
- Household members (persons living in the same residence) and immediate family members (children, grandchildren, grandparents, parents, siblings, and spouse, regardless of place of residence) of a current member are eligible for membership.
Cost to join
- Opening an account requires making a $5 deposit or signing up for payroll deduction.
Membership information collected October 4, 2026.