Call Federal Credit Union Savings & Money Market Rates

How Call Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Richmond, VA, where Call Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Call Federal Credit Union
1.25%APY
Minimum
$1,000
Earns on $10,000 a year
$125
Money Market Account
Top rate
Primis Bank
3.85%APY
Minimum
$1
Earns on $10,000 a year
$385
Primis Bank rates
2nd-highest rate
Langley Credit Union
3.75%APY
Minimum
$0
Earns on $10,000 a year
$375
Langley Credit Union rates

Compare savings rates near you →

Savings score

Higher than 76% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.35%
$10,000 balance$10,0001.25%
$100,000 balance$100,0001.50%
QualifiedQualified1.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Call Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

1.25%APY$1,000 to open

Membership required. Minimum deposit to open is $1,000.00. Rates may change after account is opened. Dividends compound and are credited monthly. Balances above $1,000 earn dividends at successively higher tiered rates. Write up to three checks monthly free-of-charge. Withdrawals limited to six per month.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $10,000Average Daily Balance tier $1,000.00 – $9,999.99.	0.35%	—	Average Daily Balance tier $1,000.00 – $9,999.99.
$10,000 – $50,000Average Daily Balance tier $10,000.00 – $49,999.99.	1.25%	$125	Average Daily Balance tier $10,000.00 – $49,999.99.
$50,000 – $100,000Average Daily Balance tier $50,000.00 – $99,999.99.	1.25%	—	Average Daily Balance tier $50,000.00 – $99,999.99.
$100,000 – $150,000Average Daily Balance tier $100,000.00 – $149,999.99.	1.50%	—	Average Daily Balance tier $100,000.00 – $149,999.99.
$150,000 – $200,000Average Daily Balance tier $150,000.00 – $199,999.99.	1.75%	—	Average Daily Balance tier $150,000.00 – $199,999.99.
$200,000 – $250,000Average Daily Balance tier $200,000.00 – $249,999.99.	2.00%	—	Average Daily Balance tier $200,000.00 – $249,999.99.
$250,000 and upAverage Daily Balance tier $250,000.00 or greater.	2.50%	—	Average Daily Balance tier $250,000.00 or greater.

Sources (3)

All captured Oct 4, 2026

Membership Savings Account

0.15%APY$5 to open

Establishes membership with Call Federal Credit Union. Dividends compounded and credited quarterly based on average daily balance.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceRate may change after account is opened. $5 minimum deposit required.Any balance	0.15%	$15	Rate may change after account is opened. $5 minimum deposit required.

Sources (1)

callfederal.org/personal/savings-accounts · captured Oct 4, 2026

Secondary Savings Account

0.15%APY$5 to open

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceRate may change after account is opened. $5 minimum deposit required.Any balance	0.15%	$15	Rate may change after account is opened. $5 minimum deposit required.

Sources (1)

callfederal.org/personal/savings-accounts · captured Oct 4, 2026

Special-purpose accounts

Youth Savings Account

0.15%APYKids and teens$5 to open

Must be 17 years old or younger to open with a parent or legal guardian as joint owner. Account balance automatically transfers to a Primary Savings Account during the calendar quarter following the 18th birthday.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000Rate may change after account is opened. Call Federal covers the $5 opening deposit (must remain in account for 90 days). No monthly service or maintenance fees.	6.00%	—	Rate may change after account is opened. Call Federal covers the $5 opening deposit (must remain in account for 90 days). No monthly service or maintenance fees.
$1,000 – $1,045APY is 5.88% to 5.99%. Rate may change after account is opened. No monthly service or maintenance fees.	6.05%	—	APY is 5.88% to 5.99%. Rate may change after account is opened. No monthly service or maintenance fees.
$1,045 and upRate may change after account is opened. No monthly service or maintenance fees.	0.15%	$15	Rate may change after account is opened. No monthly service or maintenance fees.