Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Providence, RI-MA metro
- St. Anne's Credit UnionOnline Only Money Market SpecialOnline Only Money Market Special · $2,500 min
Credit union · 12 branches
4.95%APY$495 a year on $10,000Requirements
Product: Offered online only. New money and new members only. Variable rate account; rates may change after account opening. Interest is paid for each day funds remain on deposit.
Offer: As high as 4.95% APY. Requires $2,500.00 minimum daily balance to earn APY and minimum deposit. Available online only to new members and with new money.
Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires meeting checking qualification criteria during each Monthly Qualification Cycle (12 debit card purchases, 1 direct deposit or ACH credit, and enrollment in e-statements). Limit 1 account per tax identification number. Not for commercial purposes.
Offer: Applies to average daily balances up to $100,000 when linked Kasasa checking qualifications are met.
Qualified rate · 3.93% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 3.30%APY$330 a year on $10,000with conditions
Requirements
Product: Personal accounts only; must receive an eStatement and be an active Arise Financial checking account user (45 days prior to the dividend period you must: have recurring direct deposit of $100 or more into checking, make 3+ debit card purchases, or pay 3+ bills online).
Offer: Must receive an eStatement and be an active checking account user (45 days prior to the dividend period: recurring direct deposit of $100+, 3+ debit card purchases, or 3+ bills paid online).
Qualified rate · 3.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - BrightBridge Credit UnionBridgeBuilder High Yield Savings AccountSavings · $5,000 min
Credit union · 3 branches
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Available for new accounts with funds not currently held on deposit in a BrightBridge Credit Union account. No monthly maintenance fee.
Offer: Available for funds not currently on deposit with BrightBridge Credit Union.
Promotional rate · 3.25% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: Available only for consumers and for new funds to the Bank. Maximum of 6 fee-free withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit thereafter.
Offer: Requires at least two (2) Automated Clearing House (ACH) credits of $250.00 or more each per qualifying period. Maximum of 6 withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit over 6.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - People's Credit UnionSelect Reserve Money Market AccountSelect Reserve Money Market Account · $2,500 min
Credit union · 6 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Offer: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Qualified rate
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Available only for consumers and for new funds to the Bank. Maximum of 6 fee-free withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit thereafter.
Offer: Base APY when monthly ACH credit qualifications are not met. Maximum of 6 withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit over 6.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Westerly Community Credit UnionDiamond Savings AccountSavings · $25 min · 1.25%–2.75% by balance
Credit union · 5 branches
2.75%APY$275 a year on $10,000Requirements
Product: Limit (1) Diamond Savings account per member. Earn highest rate on balances less than $25,000. Interest compounded & posted monthly. Surcharge-free ATM access.
Offer: Earn highest rate on balances less than $25,000. Limit (1) Diamond Savings account per member.
2.72% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Diamond Savings Account Balance APY Up to $25,000Your amount 2.75% $25,000 and up 1.25% Rate checked
More details - SCU Credit UnionSCU Direct Savings AccountSavings · $10 min · 0.05%–4.00% by balance
Credit union · 4 branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: High-yield tiered savings account requiring an SCU Checking account with preauthorized weekly or monthly automatic transfers. $10.00 minimum preauthorized transfer to open; $10,000 maximum opening deposit. Unlimited withdrawals only when made in person.
Offer: Tier 1 rate. Requires SCU Checking account and preauthorized weekly or monthly transfer. $10,000 maximum opening deposit.
Qualified rate · 3.92% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for SCU Direct Savings Account Balance APY Up to $10,000 4.00% $10,000 – $50,000Your amountTier 2 rate. Published APY is a blended range of 3.75% - 2.75%. 2.50%* $50,000 – $250,000Tier 3 rate. Published APY is a blended range of 2.75% - 1.35%. 1.01%* $250,000 and upTier 4 rate. Published APY is a blended range of 1.35% - 0.05%. 0.05%* Rate checked
More details - Coastal1 Credit UnionPremier Money Market SpecialPremier Money Market Special · $2,500 min · 1.00%–2.50% by balance
Credit union · 19 branches
2.50%APY$250 a year on $10,000Rate by balance
Rate by balance for Premier Money Market Special Balance APY Up to $10,000 1.00% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $150,000 2.50% $150,000 – $250,000 2.50% $250,000 – $500,000 2.50% $500,000 and up 2.50% Rate checked
More details - Navigant Credit UnionCompass Money MarketCompass Money Market · $2,500 min · 0.15%–2.60% by balance
Credit union · 25 branches
2.45%APY$245 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Daily balance must be maintained at $2,500 to avoid a $10 low-balance fee. Rates may change after account opening.
Offer: Tier 1
Rate by balance
Rate by balance for Compass Money Market Balance APY Up to $5,000 0.15% $5,000 – $10,000Tier 2 0.15% $10,000 – $50,000Your amountTier 3 2.45% $50,000 and upTier 4 2.60% Rate checked
More details - Washington TrustHigh-Rate Savings AccountSavings · $25 min · 2.20%–3.60% by balance
Bank · 27 branches
2.35%APY$235 a year on $10,000with conditionsRequirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Requires Freedom Ultra Checking account. Opening minimum is $25. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 2.20% $2,500 – $25,000Your amount 2.35% $25,000 – $50,000 2.45% $50,000 – $249,999 3.50% $250,000 and up 3.60% Rate checked
More details - Westport Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.00%–2.50% by balance
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Savings or checking accounts that offer higher dividend rates and easy access to funds. A minimum of $2,500 is required to open.
2.00% interest rate · Effective Aug 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 2.00% $10,000 – $50,000Your amount 2.25% $50,000 and up 2.50% Rate checked
More details - People's Credit UnionMax Yield Money MarketMax Yield Money Market · $2,500 min · 2.00%–2.50% by balance
Credit union · 6 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: To open a new Max Yield Money Market account, you must currently have an active Max Yield Checking account. Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. If the checking account is closed at any time of the month, the account will pay the current Personal Money Market rate of interest.
Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. Must have an active Max Yield Checking Account to obtain the higher rate of interest.
Qualified rate · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Max Yield Money Market Balance APY $2,500 and upYour amount 2.00% $50,000 and up 2.25% $500,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Providence, RI-MA metro
137 accounts at 46 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches