Credit union · NCUA insured
Arise Financial Savings Rates
Top CarrotArise Financial’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Arise Financial’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Arise Financial has the most branches. $10,000, best rate first.
This credit union’s best
Arise Financial
3.30%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $330
RockFed High Yield Savings
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Arise Financial savings score
84
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0003.10%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Arise Financial ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Dividends are compounded monthly and paid monthly. Write up to three checks a month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.10% | — |
| $2,500 – $9,999 | 0.50% | — |
| $10,000 – $24,999 | 0.50% | $50 |
| $25,000 – $49,999 | 0.95% | — |
| $50,000 – $74,999 | 2.20% | — |
| $75,000 – $249,999 | 3.10% | — |
| $250,000 and up | 3.55% | — |
Sources (2)
All captured Oct 5, 2026
RockFed High Yield Savings
3.30%APY
Personal accounts only; must receive an eStatement and be an active Arise Financial checking account user (45 days prior to the dividend period you must: have recurring direct deposit of $100 or more into checking, make 3+ debit card purchases, or pay 3+ bills online).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMust receive an eStatement and be an active checking account user (45 days prior to the dividend period: recurring direct deposit of $100+, 3+ debit card purchases, or 3+ bills paid online).$1 and up | 3.30% | $330 | Must receive an eStatement and be an active checking account user (45 days prior to the dividend period: recurring direct deposit of $100+, 3+ debit card purchases, or 3+ bills paid online). |
Advantage Savings
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $999 | 0.10% | — |
| $1,000 – $9,999 | 0.15% | — |
| $10,000 – $24,999 | 0.20% | $20 |
| $25,000 and up | 0.25% | — |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Money Market
0.50%APY
Dividends compounded monthly. Available for IRA retirement savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.10% | — |
| $2,500 – $9,999 | 0.25% | — |
| $10,000 – $24,999 | 0.50% | $50 |
| $25,000 – $49,999 | 0.85% | — |
| $50,000 – $74,999 | 1.35% | — |
| $75,000 – $249,999 | 1.95% | — |
| $250,000 and up | 2.55% | — |
Sources (1)
- rfcu.com/resources/information/rates · captured Oct 5, 2026
Holiday Club Account
0.20%APY
A check for the account balance is mailed to account holders on September 30. $10 fee is assessed for withdrawals made before September 30.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upCompounded monthly and paid monthly. A check for the account balance is mailed on September 30. $10 fee for withdrawals before September 30.$5 and up | 0.20% | $20 | Compounded monthly and paid monthly. A check for the account balance is mailed on September 30. $10 fee for withdrawals before September 30. |
Sources (3)
- rfcu.com/personal/accounts/personal-savings
- rfcu.com/personal/accounts/personal-savings/holiday-club
- rfcu.com/resources/information/rates
All captured Oct 5, 2026
Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (1)
- rfcu.com/resources/information/rates · captured Oct 5, 2026
Who can join Arise Financial
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.