Credit union · NCUA insured
St. Anne's Credit Union Savings Rates
Top CarrotSt. Anne's Credit Union’s best savings rate is 4.95% APY on $10,000, with its Online Only Money Market Special. Rates checked October 15, 2026.
How St. Anne's Credit Union’s savings rates compare
Compared with banks and credit unions near Providence, RI-MA, where St. Anne's Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
St. Anne's Credit Union
4.95%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $495
Online Only Money Market Special
2nd-highest rate
Alltrust Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
3rd-highest rate
Arise Financial
3.30%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $330
St. Anne's Credit Union savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0004.95%
- $100,000 balance$100,0004.95%
- QualifiedQualified4.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where St. Anne's Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Online New Member Savings Special
0.03%APY
Available online to new members only. Consumer accounts only. Variable rate subject to change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000APY of 5.85% paid on daily balance up to $1,000.00. | 5.85% | — | APY of 5.85% paid on daily balance up to $1,000.00. |
| $1,000 and upAn interest rate of 0.03% will be paid on the remaining balance that exceeds $1,000.00. Blended APY ranges from 5.85% to 0.03% on balances over $1,000.00. | 0.03% | $3 | An interest rate of 0.03% will be paid on the remaining balance that exceeds $1,000.00. Blended APY ranges from 5.85% to 0.03% on balances over $1,000.00. |
Online Only Money Market Special
4.95%APY
Offered online only. New money and new members only. Variable rate account; rates may change after account opening. Interest is paid for each day funds remain on deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upAs high as 4.95% APY. Requires $2,500.00 minimum daily balance to earn APY and minimum deposit. Available online only to new members and with new money.$2,500 and up | 4.95% | $495 | As high as 4.95% APY. Requires $2,500.00 minimum daily balance to earn APY and minimum deposit. Available online only to new members and with new money. |
Sources (1)
- stannes.com/money-market-special · captured Sep 18, 2026
Money Market
0.10%APY
Variable rate account; rates may change after account opening. Interest is paid for each day funds remain on deposit.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum daily balance to earn APY is $0.01. | 0.05% | — | Minimum daily balance to earn APY is $0.01. |
| $2,500 – $20,000Minimum daily balance to earn APY is $2,500.00. | 0.10% | $10 | Minimum daily balance to earn APY is $2,500.00. |
| $20,000 – $50,000Minimum daily balance to earn APY is $20,000.00. | 0.15% | — | Minimum daily balance to earn APY is $20,000.00. |
| $50,000 – $75,000Minimum daily balance to earn APY is $50,000.00. | 0.25% | — | Minimum daily balance to earn APY is $50,000.00. |
| $75,000 – $100,000Minimum daily balance to earn APY is $75,000.00. | 0.30% | — | Minimum daily balance to earn APY is $75,000.00. |
| $100,000 and upMinimum daily balance to earn APY is $100,000.00+. | 0.35% | — | Minimum daily balance to earn APY is $100,000.00+. |
Sources (1)
- stannes.com/deposit-rates · captured Sep 18, 2026
Membership Savings
0.10%APY
Variable rate account; rates subject to change after opening. Interest is paid for each day funds remain on deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum daily balance to earn APY is $0.01.Over $0 | 0.10% | $10 | Minimum daily balance to earn APY is $0.01. |
Sources (1)
- stannes.com/deposit-rates · captured Oct 5, 2026
Regular Share Savings
0.10%APY
Variable rate account; rates subject to change after opening. Interest is paid for each day funds remain on deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum daily balance to earn APY is $0.01.Over $0 | 0.10% | $10 | Minimum daily balance to earn APY is $0.01. |
Sources (1)
- stannes.com/deposit-rates · captured Oct 5, 2026
Special-purpose accounts
Acorn Savings
0.10%APY
Designed for children under the age of 18. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum daily balance to earn APY is $0.01.Over $0 | 0.10% | $10 | Minimum daily balance to earn APY is $0.01. |
Statement Saver IRA
0.10%APY
Variable rate account; rate is subject to change after account opening. Interest is compounded monthly and credited monthly or paid at maturity. Interest is paid for each day funds remain on deposit. Substantial penalty assessed on funds withdrawn prior to maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate account; rate is subject to change after account opening. Minimum daily balance to earn APY is $0.01.Over $0 | 0.10% | $10 | Variable rate account; rate is subject to change after account opening. Minimum daily balance to earn APY is $0.01. |
Christmas Club
0.05%APY
Funds are automatically deposited into chosen St. Anne's savings or checking account once per year. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upMinimum daily balance to earn APY is $20.00.$20 and up | 0.05% | $5 | Minimum daily balance to earn APY is $20.00. |
Vacation Club
0.05%APY
Funds are automatically deposited into chosen St. Anne's savings or checking account once per year. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upMinimum daily balance to earn APY is $20.00.$20 and up | 0.05% | $5 | Minimum daily balance to earn APY is $20.00. |
Who can join St. Anne's Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals in the serviced counties and towns across Massachusetts and Rhode Island.
Cost to join
- Opening an account with at least $5 is required to become a member.
Membership information collected October 5, 2026.