Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Philadelphia, PA-NJ-DE-MD metro
- Campbell Federal Credit UnionTraditional Savings (Suffix 01–16)Savings · $100 min
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum opening deposit for Savings is $25.00. Dividends are paid on the entire balance only if the average daily balance is $100 or more. No dividend is paid on accounts with less than $100 average daily balance. Rates may change after account is opened.
Offer: Dividends paid on entire balance if average daily balance is $100 or more. Minimum opening deposit is $25.00.
1.00% interest rate · Effective Jan 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times.
1.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.00% $50,001 – $100,000 1.10% $100,001 – $250,000 1.25% $250,001 and up 1.50% Rate checked
More details - Second Federal | Savings & Loan Association Of PhiladelphiaPassbook SavingsSavings · $100 min
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest credited quarterly; rates subject to change without notice
1.00% interest rate · No monthly fee · Effective May 1, 2026
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 72 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Merck Sharp & Dohme Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.90%–2.15% by balance
Credit union · 7 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Minimum $2,500 average daily balance to earn dividends. Open online with a $1 minimum deposit, then complete and submit the Account Change Form. No minimum balance fees. No penalties for withdrawal. Instant access via Online Banking. My Advantage members receive an additional 0.25% (resulting APYs not fully tabulated).
Offer: Standard (non-My Advantage) rate on stated average daily balance band. Minimum $2,500 to earn dividends. No minimum balance fees.
Qualified rate · 0.90% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $19,999Your amount 0.90% $20,000 – $79,999My Advantage relationship: additional 0.25% on Money Market Accounts. Official pages' Rate.net widget quotes High Rate Money Market 1.84% APY at $25,000; dividend rate for the boosted offer is not stated. Do not add 0.25 to the table APY. 1.84% $80,000 and upPage also states Money Market Accounts up to 2.15% APY. 2.15% Rate checked
More details - Ardent Credit UnionSaveUP AccountSavings · $5 min · 0.85%–3.30% by balance
Credit union · 10 branches
0.85%APY$85 a year on $10,000Requirements
Product: Limit one account per person. Maximum deposit of $1,000,000. No monthly service fee.
Offer: No monthly service fee. Limit one account per person.
0.85% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for SaveUP Account Balance APY Up to $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $500,000 1.40% $500,000 – $1,000,000 3.30% Rate checked
More details - Andrews Federal Credit UnionPremium Money Market AccountPremium Money Market Account · $1,000 min · 0.80%–1.00% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Minimum balance to open and maintain an account is $1,000; a low balance fee applies if balance falls below $1,000. Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
0.80% interest rate
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $2,500 0.80% $2,500 – $20,000Your amount 0.85% $20,000 – $50,000 0.90% $50,000 and up 1.00% Rate checked
More details - Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.80%–1.00% by balance
Credit union · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Member Value Program (MVP) rate. Minimum deposit to earn APY: $1,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product.
Qualified rate · 0.80% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.80% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.85% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.90% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 1.00% Rate checked
More details - Monroe Savings Bank (Williamstown, NJ)Money Market AccountMoney Market Account · $500 min · 0.75%–1.50% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Limited to six (6) transfers with only three (3) third party checks per cycle period. Variable rate accounts. Fees may reduce earnings. Rates subject to change at any time.
Offer: Minimum balance required to obtain APY: $500. Tier 1 range: $0 - $49,999. Variable rate account.
0.75% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $49,999Your amount 0.75% $50,000 – $249,999 1.20% $250,000 and up 1.50% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 72 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Delaware State Police Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.75%–1.35% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,0000.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $24,999Your amount 0.75% $25,000 and up 1.35% Rate checked
More details - Propell CUPremier Money MarketPremier Money Market · $2,500 min · 0.75%–1.05% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: Premier Money Market tier schedule. Variable-rate account; rate may change after opening. Fees may reduce earnings.
Offer: Premier Money Market. Variable-rate account; rate may change after opening. Fees may reduce earnings.
Promotional rate · 0.75% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,500 – $100,000Your amount 0.75% $100,000 – $500,000 1.00% $500,000 and up 1.05% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
Offer: Must maintain at least $5,000.00 to earn the annual percentage yield.
0.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - Superior Credit UnionMoney MarketMoney Market · $2,000 min · 0.05%–1.50% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum $2,000.00 initial deposit. 3 withdrawals per month ($10.00 fee per withdrawal after 3 per month). Dividends are paid quarterly and are calculated on an average daily balance. A member must maintain a $2,000 minimum average day-to-day balance in order to receive dividends.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.05% $2,000 – $24,999Your amount 0.75% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 and up 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches