Credit union · NCUA insured
Superior Credit Union Savings Rates
Superior Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Superior Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Superior Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Superior Credit Union
0.75%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $75
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Superior Credit Union savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Superior Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.75%APY
Minimum $2,000.00 initial deposit. 3 withdrawals per month ($10.00 fee per withdrawal after 3 per month). Dividends are paid quarterly and are calculated on an average daily balance. A member must maintain a $2,000 minimum average day-to-day balance in order to receive dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.05% | — |
| $2,000 – $24,999 | 0.75% | $75 |
| $25,000 – $49,999 | 1.00% | — |
| $50,000 – $99,999 | 1.25% | — |
| $100,000 and up | 1.50% | — |
Sources (1)
- superiorcu.org/money-market · captured Sep 25, 2026
Escrow
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upEarn minimum $5.$5 and up | 0.05% | $5 | Earn minimum $5. |
Sources (1)
- superiorcu.org/money-market · captured Sep 25, 2026
Pet Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Earn on first $500.Up to $500 | 0.05% | — | Earn on first $500. |
Sources (1)
- superiorcu.org/money-market · captured Sep 25, 2026
Shared Savings
0.05%APY
$5 minimum Share Savings to establish membership. Quarterly dividends on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upQuarterly dividends on average daily balance; earn minimum $25.$25 and up | 0.05% | $5 | Quarterly dividends on average daily balance; earn minimum $25. |
Special-purpose accounts
IRA
0.25%APY
Offers Roth IRA, Traditional IRA, and Coverdell (Educational) IRA options. Roth IRA: earnings tax-free if held at least 5 years and age 59 1/2+. Traditional IRA: taxes deferred until withdrawal. Coverdell: save up to $2,000 per child annually.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.20% | — |
| $5,001 and up | 0.25% | $25 |
Vacation, Travel
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upEarn minimum $5.$5 and up | 0.15% | $15 | Earn minimum $5. |
Sources (1)
- superiorcu.org/money-market · captured Sep 25, 2026
Holiday, Dream Club
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Earn on first $15,000.Up to $15,000 | 0.05% | $5 | Earn on first $15,000. |
Sources (1)
- superiorcu.org/money-market · captured Sep 25, 2026
Who can join Superior Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Montgomery County, Pennsylvania are eligible for membership.
- Individuals who work in Montgomery County, Pennsylvania are eligible for membership.
- Individuals who worship in Montgomery County, Pennsylvania are eligible for membership.
Military, government and schools
- Individuals who attend school in Montgomery County, Pennsylvania are eligible for membership.
Membership information collected October 5, 2026.