Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Philadelphia, PA-NJ-DE-MD metro
- Andrews Federal Credit UnionPremium High-Yield Money Market AccountPremium High-Yield Money Market Account · $0 min · 1.80%–2.30% by balance
Credit union · 3 branches
1.80%APY$180 a year on $10,000Requirements
Product: Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
1.79% interest rate
Rate by balance
Rate by balance for Premium High-Yield Money Market Account Balance APY Up to $100,000Your amount 1.80% $100,000 and up 2.30% Rate checked
More details - Meridian BankPersonal Money MarketPersonal Money Market · $100 min · 1.00%–2.25% by balance
Bank · 6 branches
1.75%APY$175 a year on $10,000Requirements
Product: $1,000 minimum daily balance to waive $10 monthly charge. Minimum to open $100.
Offer: $1,000 minimum daily balance to waive $10 monthly charge.
0.99% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 1.00% $10,000 – $50,000Your amount 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Andrews Federal Credit UnionKasasa Saver AccountSavings · $0 min · 0.50%–1.75% by balance
Credit union · 3 branches
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Qualifications required during each qualification cycle: at least 15 PIN-based or signature-based debit card purchases, at least one direct deposit or ACH transaction, and enrollment in online/digital banking and e-statements.
Qualified rate · 1.74% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $100,000Your amount 1.75% Over $100,000 0.50% Rate checked
More details - 1.75%APY$175 a year on $10,000
1.74% interest rate · No monthly fee · Effective Dec 17, 2025
Rate checked
More details - 1.70%APY$170 a year on $10,000
Requirements
Product: Requires enrollment in and receipt of eStatements to earn the premium rate. No monthly fees.
Offer: Earns premium interest rate with enrollment and receipt of eStatements.
1.69% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - Wayne BankPremium Money Market Deposit AccountPremium Money Market Deposit Account · $2,500 min
Bank · 2 branches
1.51%APY$151 a year on $10,000with conditionsRequirements
Product: Available to consumers that maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account with monthly direct deposit at the time the Premium MMDA is opened.
Offer: Must maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account with monthly direct deposit at opening. Accounts with a daily balance of less than $2,500 are subject to a $10 monthly service fee.
Qualified rate · $10 monthly fee · Effective Oct 6, 2026
Rate checked
More details - WSFS BankHigh-Yield Money Market AccountHigh-Yield Money Market Account · $100 min · 0.03%–3.75% by balance
Bank · 74 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Personal accounts only. Minimum opening deposit is $100. $15 monthly maintenance fee waived by maintaining a minimum daily balance of $10,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle. Available to residents in PA, DE, or NJ.
Offer: Promotional tier with promo code MM2026. Personal accounts only. Available in PA, DE, NJ.
Promotional rate · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Money Market Account Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 and upPromotional rate requires bringing at least $25,000 in new money and using promo code MM2026 when opening online or mentioning offer code at a banking office. Eligibility restricted to individuals residing in Pennsylvania, Delaware, or New Jersey. 3.75% $50,000 – $100,000Standard High-Yield Money Market rate tier. No promo code required. 2.00% $100,000 and upStandard High-Yield Money Market rate tier. No promo code required. 3.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
1.49% interest rate
Rate checked
More details - Inspire Federal Credit UnionMoney MarketMoney Market · $0 min · 0.00%–3.10% by balance
Credit union · 4 branches
1.50%APY$150 a year on $10,000Requirements
Product: Rates are variable. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of the account. Up to six (6) transfers and withdrawals per month without a fee; exceeding six may be subject to a fee.
Offer: Balances of $0-$4,999.99 earn 0.00% APY. If the minimum average daily balance requirement is not met, you will not earn the annual percentage yield stated.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.00% $5,000 – $50,000Your amount 1.50% $50,000 and up 3.10% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Personal Accounts only. Fees assessed to accounts may reduce earnings. APY is subject to change at any time.
Offer: Personal Accounts only. Fees may reduce earnings. APY is subject to change at any time.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Featured Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 3.00% Rate checked
More details - Second Federal | Savings & Loan Association Of PhiladelphiaMoney Market AccountMoney Market Account · $1,000 min · 1.25%–2.00% by balance
Bank · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Transaction limitations: None. Minimum balance of $100.00 each day to earn interest. Interest is computed daily and credited quarterly on a simple basis.
Offer: Interest is computed daily and credited quarterly. Minimum balance of $100 to earn interest.
1.25% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $100 – $999 1.25% $1,000 – $24,999Your amount 1.50% $25,000 – $49,999 1.75% $50,000 and up 2.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: $5 monthly service charge or $100 minimum daily balance to avoid monthly service charges.
Offer: $100 minimum daily balance to avoid monthly service charge.
1.49% interest rate · $5 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Eagle One Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.40%–2.60% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Variable rate. Minimum balance is $1,000. Transactions are limited to 3 per month, including deposits and withdrawals.
Offer: Rates are subject to change without notice.
1.40% interest rate · Effective Apr 3, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 1.40% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.60% $50,000 – $75,000 1.75% $75,000 – $100,000 2.00% $100,000 – $250,000 2.60% Rate checked
More details - 1.50%APY$150 a year on $10,000
1.49% interest rate · Effective Sep 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 4 branches
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. If the account balance falls below the minimum balance requirement ($1,000), the advertised APY will not be earned. No monthly maintenance fee.
Offer: A minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable.
1.30% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches