Credit union · NCUA insured
Inspire Federal Credit Union
A $397.1M credit union headquartered in Newtown, PA, with 18,153 members and 4 branches in Pennsylvania. Best rates: savings 1.50% APY.
Inspire Federal Credit Union Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#77 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Inspire Federal Credit Union
- Headquarters
- 3 Friends Ln, Newtown, PA 18940
- NCUA charter
- 1759
Branches
4 branches in Pennsylvania
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Pennsylvania
4 branches
- Bensalem Branch3923 Hulmeville Rd, Bensalem, PA 19020Directions
- Bristol Branch65 Commerce Cir, Bristol, PA 19007Directions
- Langhorne Branch1555 E Lincoln Hwy, Langhorne, PA 19047Directions
- Newtown Branch3 Friends Ln Ste 100, Newtown, PA 18940Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.52% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.93% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.53% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $104 | $76 | — |
- CapitalNet worth ratio10.52%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.93%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.53%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$104Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Inspire Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.