Credit union · NCUA insured
Forge Credit Union
Top CarrotA $55M credit union headquartered in Upper Darby, PA, with 4,082 members and 1 branch in Pennsylvania. Best rates: CDs 4.30% and savings 1.50% APY.
Forge Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#8 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Forge Credit Union
Forge Credit Union is headquartered in Upper Darby, Pennsylvania.
- Headquarters
- 1400 Bywood Ave, Upper Darby, PA 19082
- NCUA charter
- 9622
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, associated persons, and retirees/annuitants of DELCO Child Day Care Association in Delaware County, PA are eligible to join.
- Employees, associated persons, and retirees/annuitants of SEPTA City Transit Division who work in the Market-Frankford Elevated Train Shops and Yards in Upper Darby, PA are eligible to join.
- Employees, associated persons, and retirees/annuitants of SEPTA Suburban Transit Division who work in Delaware, Chester or Montgomery Counties, PA are eligible to join.
Military, government and schools
- Employees, associated persons, volunteers, and retirees/annuitants of Haverford Township and Haverford Township Fire Companies are eligible to join.
- Employees, associated persons, volunteers, and retirees/annuitants of Upper Darby Township and Upper Darby Township Fire Companies are eligible to join.
- United States Postal Service postal employees who work in or are paid or supervised from Montgomery, Chester, Philadelphia or Delaware counties, Pennsylvania (including retirees/annuitants) are eligible to join.
3 more ways to join
Family and household
- Immediate family members of current Forge Credit Union members (including parents, siblings, spouses, children, grandparents, grandchildren, step-parents, step-children, step-siblings) and spouses of persons who died while within the field of membership are eligible to join.
- Those who live in the same household as a current Forge member are eligible to join.
Other ways
- Organizations of those listed in the Select Employer Groups are eligible for membership.
Cost to join
- A $5 deposit in cash or money order is required to open an account and become a member.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Forge FCUMain office1400 Bywood Ave, Upper Darby, PA 19082Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.52% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.83% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.73% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio20.52%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.83%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.73%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Forge Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.