Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Philadelphia, PA-NJ-DE-MD metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Most Recent Quarter Dividend (adjusted quarterly at the end of the quarter)
0.10% interest rate · Effective Sep 1, 2026
Rate checked
More details - The National Bank of MalvernPersonal Money MarketPersonal Money Market · $25 min · 0.05%–0.10% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Daily balance equal to or greater than $0.01 but less than $2,500
0.05% interest rate
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance of $5.00 is required to earn dividends. Dividends are paid monthly.
Offer: Minimum balance of $5.00 is required to earn dividends.
0.10% interest rate · Effective May 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends are paid quarterly. Minimum deposit of $5.00 required for membership. Minimum withdrawal amount is $5.00.
Offer: Dividends are paid quarterly. Minimum deposit of $5.00 required for membership.
0.10% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: A $2.00 service charge is assessed if the average balance at the end of each quarter is below $50.00.
0.03% interest rate · Effective Sep 10, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $500 0.03% $500 – $5,000 0.05% $5,000 – $25,000Your amount 0.08% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.25% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Minimum daily balance of $25 required to earn interest. Interest credited quarterly. Account transaction limits apply (up to 6 pre-authorized withdrawals/transfers per statement cycle, $10 fee per item over 6).
Offer: Minimum daily balance of $25 required to earn interest. Interest rate may change after account opening.
0.08% interest rate · Effective Feb 23, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 119 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: No monthly fee for daily balances of $200 or above; $3 monthly fee for daily balances below $200. Interest rate and APY are variable and subject to change without notice.
Offer: Minimum balance required to earn APY is $200.00. Quarterly crediting; simple interest calculation (365/365). Monthly fee waived for daily balances of $200 or above.
0.07% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - DEXSTA Federal Credit UnionShare SavingsSavings · $5 min · 0.05%–0.10% by balance
Credit union · 6 branches
0.07%APY$7 a year on $10,000Requirements
Product: Establishes membership in credit union ($5 par value share required). Up to 6 transfers/withdrawals per calendar month. Daily balance method, monthly compounding and crediting.
0.05% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $5,000 0.05% $5,000 – $40,000Your amount 0.07% $40,000 and up 0.10% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Daily compounding.
Offer: Daily compounding.
0.07% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Daily compounding.
Offer: Daily compounding.
0.07% interest rate · Effective Oct 5, 2026
Rate checked
More details - First Harvest Credit UnionProgressive Money MarketProgressive Money Market · $1,500 min · 0.05%–0.15% by balance
Credit union · 4 branches
0.07%APY$7 a year on $10,000Requirements
Product: Requires a minimum opening deposit and daily balance of $1,500 to avoid a monthly service fee of $10. Fees may reduce earnings. Membership restrictions apply.
Offer: Requires a minimum opening deposit and daily balance of $1,500 to avoid a monthly service fee of $10.
0.05% interest rate · $10 monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Progressive Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.07% $50,000 and up 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 119 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 monthly maintenance fee avoided with $100 minimum balance.
Offer: $5 monthly maintenance fee waived with $100 minimum balance.
0.05% interest rate · $5 monthly fee · Effective Sep 29, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary basic savings account representing your share in the credit union. No monthly service charge.
Offer: Minimum balance of $25 is required to earn dividends. Savings rates calculated using average daily balance method. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of your account.
No monthly fee · Effective Oct 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- American Heritage Credit UnionCredit union · 33 branches