Credit union · NCUA insured
3Hill Credit Union Savings Rates
3Hill Credit Union’s best savings rate is 0.10% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How 3Hill Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where 3Hill Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
3Hill Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
3Hill Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 3Hill Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Penny Power Savings Program
0.10%APY
Enrollment in the Penny Power Savings Program rounds up debit card transactions to the next whole dollar into the account. Maintaining a 3Hill Credit Union Checking Account and Mastercard Debit card is required. Transfers from other credit union accounts, cash/check deposits, wire/ACH credits are not permitted. Funds can be transferred out with no penalty. Dividends compounded and credited monthly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Applies to balances up to $1,000.00. Requires enrollment in Penny Power Savings Program with debit card roundups, maintaining a Checking Account and Mastercard Debit card. | 9.00% | — | Applies to balances up to $1,000.00. Requires enrollment in Penny Power Savings Program with debit card roundups, maintaining a Checking Account and Mastercard Debit card. |
| $1,000 and upApplies to amounts greater than $1,000.00. Requires enrollment in Penny Power Savings Program with debit card roundups, maintaining a Checking Account and Mastercard Debit card. | 0.10% | $10 | Applies to amounts greater than $1,000.00. Requires enrollment in Penny Power Savings Program with debit card roundups, maintaining a Checking Account and Mastercard Debit card. |
Sources (1)
- 3hillcu.com/savings-checking-accounts · captured Sep 17, 2026
Savings Account
0.10%APY
Minimum balance of $5.00 is required to earn dividends. Dividends are paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00 is required to earn dividends.$5 and up | 0.10% | $10 | Minimum balance of $5.00 is required to earn dividends. |
Special-purpose accounts
IRA Savings Account
0.30%APY
Minimum balance of $5.00 is required to earn dividends. Dividends are paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Minimum balance of $5.00 is required to earn dividends. | 0.25% | — | Minimum balance of $5.00 is required to earn dividends. |
| $1,000 – $25,000 | 0.30% | $30 | |
| $25,000 – $100,000 | 0.40% | — | |
| $100,000 and up | 0.50% | — |
Holiday Club Account
0.15%APY
Minimum balance of $5.00 is required to earn dividends. Dividends are paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00 is required to earn dividends.$5 and up | 0.15% | $15 | Minimum balance of $5.00 is required to earn dividends. |
Vacation Club Account
0.15%APY
Minimum balance of $5.00 is required to earn dividends. Dividends are paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00 is required to earn dividends.$5 and up | 0.15% | $15 | Minimum balance of $5.00 is required to earn dividends. |
Who can join 3Hill Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.