Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Philadelphia, PA-NJ-DE-MD metro
- 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - FourLeaf Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership required (requires opening and maintaining a $5 Savings Account). Variable APY applies by balance tier to the entire balance based on daily ending balance. Minimum balance requirement of $5.00 to open online and $1.00 when opened in a branch.
Offer: Tier 1: 0.10% APY and 0.10% Dividend Rate for balances $0.00 - $499.99.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.10% $500 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.25% $250,000 – $500,000 0.40% $500,000 and up 1.00% Rate checked
More details - Franklin Mint Federal Credit UnionSuper Saver SavingsSavings · $0 min · 0.10%–1.00% by balance
Credit union · 17 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance or monthly service fees. Features split rate tiers. Dividends are compounded and posted monthly.
0.99% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Saver Savings Balance APY Up to $500 1.00% Over $500Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance or monthly service fees. Dividends are compounded and posted monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: If unable to maintain a minimum daily balance of $100.00, a $5.00 monthly maintenance fee will be imposed.
Offer: Monthly maintenance fee waived if minimum daily balance of $100.00 is maintained.
0.10% interest rate · $5 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No balance requirements. No monthly maintenance fees. No monthly withdrawal limits. $5 minimum deposit required to open.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Credit union membership; depositing as little as $5 makes you a member and shareholder. Dividends posted monthly.
Offer: Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - Citadel Credit UnionAuxiliary SavingsSavings · $5 min · 0.10%–0.30% by balance
Credit union · 23 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fee. Minimum balance of $5 to earn APY. $5.00 monthly inactivity fee if no activity on any Citadel account for 1 year (waived if combined deposit balance is $500 or more, or primary owner is under 13). $5.00 service fee to close within 90 days of opening.
Offer: Minimum balance of $5 to earn APY. No monthly fee.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Auxiliary Savings Balance APY Up to $2,500Your amount 0.10% $75,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $2 monthly fee waived by maintaining a $100 minimum balance.
Offer: Avoid $2 monthly fee by maintaining a $100 minimum balance requirement.
0.10% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - Inspire Federal Credit UnionPremium Purple SavingsSavings · $5,000 min · 0.10%–1.50% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $5,000 in new money (funds not already on deposit at Inspire FCU). $15 maintenance/minimum balance fee applies if average daily balance falls below $5,000.
Offer: Minimum deposit of $5,000 in new money to open. $15 maintenance/minimum balance fee if average daily balance falls below $5,000.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Premium Purple Savings Balance APY $5,000 – $50,000Your amount 0.10% $50,000 – $200,000 1.25% $200,000 and up 1.50% Rate checked
More details - Penn Community BankUltra Money MarketUltra Money Market · $1,000 min · 0.10%–0.15% by balance
Bank · 20 branches
0.10%APY$10 a year on $10,000Requirements
Product: $1,000 minimum daily balance to earn interest and avoid monthly service fee. $12 monthly service fee if minimum balance is not met.
Offer: Credited end of month. Minimum daily balance of $1,000 to earn interest and avoid $12 monthly service fee.
0.10% interest rate · $12 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Ultra Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.10% $25,000 and up 0.15% Rate checked
More details - The First National Bank & Trust Company of NewtownMoney Market SavingsMoney Market Savings · $1 min · 0.10%–0.15% by balance
Bank · 13 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered interest rate. Unlimited cash withdrawals at teller window and six transfers per month. No check writing privileges. $5 monthly maintenance fee if daily balance drops below $2,500. Minimum deposit of $1.00 required to open.
Offer: $5 monthly maintenance fee if daily balance drops below minimum of $2,500.
0.10% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $200,000 0.15% $200,000 and up 0.15% Rate checked
More details - The First National Bank & Trust Company of NewtownMoney Market CheckingMoney Market Checking · $50 min · 0.10%–0.15% by balance
Bank · 13 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered interest rate. Unlimited cash withdrawals and six free transfers per month. Monthly maintenance fee on balances under $2500.
Offer: On balances under $2500, there is a monthly maintenance fee.
0.10% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $200,000 0.15% $200,000 and up 0.15% Rate checked
More details - The First National Bank & Trust Company of NewtownStatement SavingsSavings · $100 min
Bank · 13 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account; interest rate and APY may change at any time. Calculated on daily balance method. Maintenance fee of $3/month if minimum balance of $100 is not maintained (based on lowest balance during each 30-day period). Optional ATM card is $1.00 per month per card. Interest posted monthly.
Offer: Minimum balance to obtain APY is $100. Balances below $100 do not receive interest. $3.00 monthly service charge if minimum balance of $100 is not maintained. ATM card fee is $1.00/month if selected.
0.10% interest rate · $3 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches