Bank · FDIC insured
The First National Bank & Trust Company of Newtown Savings Rates
The First National Bank & Trust Company of Newtown’s best savings rate is 0.10% APY on $10,000, with its Money Market Checking. Rates checked October 16, 2026.
How The First National Bank & Trust Company of Newtown’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where The First National Bank & Trust Company of Newtown has the most branches. $10,000, best rate first.
This bank’s best
The First National Bank & Trust Company of Newtown
0.10%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $10
Money Market Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
The First National Bank & Trust Company of Newtown savings score
65
Savings score
Higher than 14% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The First National Bank & Trust Company of Newtown ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.10%APY
Tiered interest rate. Unlimited cash withdrawals and six free transfers per month. Monthly maintenance fee on balances under $2500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000On balances under $2500, there is a monthly maintenance fee. | 0.10% | — | On balances under $2500, there is a monthly maintenance fee. |
| $10,000 – $25,000 | 0.10% | $10 | |
| $25,000 – $50,000 | 0.10% | — | |
| $50,000 – $100,000 | 0.15% | — | |
| $100,000 – $200,000 | 0.15% | — | |
| $200,000 and up | 0.15% | — |
Sources (1)
- fnbn.com/personal/personal-che…ng/money-market-checking · captured Oct 6, 2026
Money Market Savings
0.10%APY
Tiered interest rate. Unlimited cash withdrawals at teller window and six transfers per month. No check writing privileges. $5 monthly maintenance fee if daily balance drops below $2,500. Minimum deposit of $1.00 required to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$5 monthly maintenance fee if daily balance drops below minimum of $2,500. | 0.10% | — | $5 monthly maintenance fee if daily balance drops below minimum of $2,500. |
| $10,000 – $25,000$5 monthly maintenance fee if daily balance drops below minimum of $2,500. | 0.10% | $10 | $5 monthly maintenance fee if daily balance drops below minimum of $2,500. |
| $25,000 – $50,000$5 monthly maintenance fee if daily balance drops below minimum of $2,500. | 0.10% | — | $5 monthly maintenance fee if daily balance drops below minimum of $2,500. |
| $50,000 – $100,000$5 monthly maintenance fee if daily balance drops below minimum of $2,500. | 0.15% | — | $5 monthly maintenance fee if daily balance drops below minimum of $2,500. |
| $100,000 – $200,000$5 monthly maintenance fee if daily balance drops below minimum of $2,500. | 0.15% | — | $5 monthly maintenance fee if daily balance drops below minimum of $2,500. |
| $200,000 and up$5 monthly maintenance fee if daily balance drops below minimum of $2,500. | 0.15% | — | $5 monthly maintenance fee if daily balance drops below minimum of $2,500. |
Statement Savings
0.10%APY
Variable rate account; interest rate and APY may change at any time. Calculated on daily balance method. Maintenance fee of $3/month if minimum balance of $100 is not maintained (based on lowest balance during each 30-day period). Optional ATM card is $1.00 per month per card. Interest posted monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to obtain APY is $100. Balances below $100 do not receive interest. $3.00 monthly service charge if minimum balance of $100 is not maintained. ATM card fee is $1.00/month if selected.$100 and up | 0.10% | $10 | Minimum balance to obtain APY is $100. Balances below $100 do not receive interest. $3.00 monthly service charge if minimum balance of $100 is not maintained. ATM card fee is $1.00/month if selected. |
Sources (3)
- fnbn.com/personal/personal-savings
- fnbn.com/personal/personal-sav…vings-account-rates-fees
- fnbn.com/personal/personal-savings/statement-savings
All captured Sep 17, 2026
Special-purpose accounts
Holiday Savings Club
0.10%APY
Variable rate account. Interest is paid/credited yearly (check sent in September). No interest is paid if closed out early. Calculated on daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to obtain APY is $5. Balances below $5 will not receive interest. No interest is paid if closed out early.$5 and up | 0.10% | $10 | Minimum balance to obtain APY is $5. Balances below $5 will not receive interest. No interest is paid if closed out early. |
KidsFirst Savings
0.10%APY
May be opened by anyone 0-18 years of age with an eligible parent or legal guardian. Variable rate account; interest rate and APY may change at any time. Calculated on daily balance method. Interest credited/posted monthly. No monthly maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to obtain APY is $50. Balances below $50 do not receive interest.$50 and up | 0.10% | $10 | Minimum balance to obtain APY is $50. Balances below $50 do not receive interest. |
Special Purpose Club Account
0.10%APY
Interest is credited yearly and at the completion of the club with a maximum length of 5 years (60 months). This club does not renew automatically at maturity; a check will be mailed for the balance plus interest at maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to obtain APY is $5. Balances below $5 will not receive interest. Maximum club length is five years.$5 and up | 0.10% | $10 | Minimum balance to obtain APY is $5. Balances below $5 will not receive interest. Maximum club length is five years. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.