Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in New York, NY-NJ metro
- 0.15%APY$15 a year on $10,000
Requirements
Product: Tiered interest rates. Monthly service fee is $10 if minimum balance falls below $1,500 any day in the statement cycle ($0 if minimum balance is met). Opening deposit minimum is $50. Transfers to another account or third parties are limited to six per monthly statement cycle. Rates may change after account opening. Fees may reduce earnings.
Offer: Tiered balance rate tier ($1.00–$1,499.99). $10 monthly fee if balance falls below $1,500. Rate may change after account opening.
0.10% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,500 0.10% $1,500 – $50,000Your amount 0.15% $50,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 to open as a condition of admission to membership. Dividends compounded and paid monthly.
Offer: Minimum $5 balance requirement stated on rate sheet; $100 minimum daily balance to earn dividends per account details/disclosures. $2 paper statement fee waived with eStatements.
0.15% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance required to open a Savings Account. Interest is compounded continuously and paid monthly. Minimum daily balance of $50.00 required to earn interest and avoid $5.00 monthly service charge. Variable rate product.
Offer: Minimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00.
0.15% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance required to open a Savings Account. Interest is compounded continuously and paid monthly. Minimum daily balance of $50.00 required to earn interest and avoid $5.00 monthly service charge. Variable rate product.
Offer: Minimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00.
0.15% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance required to open a Savings Account. Interest is compounded continuously and paid monthly. Minimum daily balance of $50.00 required to earn interest and avoid $5.00 monthly service charge. Statements mailed monthly. Variable rate product.
Offer: Minimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00.
0.15% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: $2.00 monthly service charge waived if average daily balance per statement cycle of $50.00 is maintained.
Offer: With checking account
Qualified rate · 0.15% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: $100.00 minimum.
0.15% interest rate · Effective Jun 1, 2024
Rate checked
More details - Public Service Federal Credit UnionRegular (Savings) Share AccountSavings · $100 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: During any statement period, up to six withdrawals or transfers to another credit union account or third party by preauthorized, automatic, or telephonic instruction, with no more than three by check, draft, or debit card; exceeding limitations subjects account to closure. Par value of a share is $5.00.
Offer: Must maintain a minimum daily balance of $100.00 each day to obtain the disclosed APY. Dividends compounded and credited monthly.
0.15% interest rate · Effective Jun 1, 2024
Rate checked
More details - Schuyler Savings BankPremium Tiered Money Market AccountPremium Tiered Money Market Account · $10,000 min · 0.15%–0.20% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable interest rate account. Rates, terms and conditions are subject to change without notice. Interest is compounded daily and posted monthly. Passbook format. Free cashier's checks if payable to account owner.
Offer: 1st Tier balance requirement is $10,000 to $49,999.99. Initial deposit to open is $10,000.00. Minimum balance to earn APY is $10,000.00.
0.15% interest rate · Compounded daily · Effective Sep 19, 2025
Rate by balance
Rate by balance for Premium Tiered Money Market Account Balance APY $10,000 – $50,000Your amount 0.15% $50,000 and upInitial deposit to open is $50,000.00. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance of $50 is required to earn dividends. Dividends paid quarterly.
Effective Jan 1, 2022
Rate checked
More details - Monmouth County Postal Employees Credit UnionShare Account (Savings)Savings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Requires a $100.00 minimum balance at all times.
0.05% interest rate · Effective Aug 1, 2020
Rate by balance
Rate by balance for Share Account (Savings) Balance APY $100 – $5,000 0.05%* $5,000 – $10,000 0.10%* $10,000 and upYour amount 0.15%* Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Basic share savings account establishing credit union membership. Gives access to products and services including online/mobile banking.
Offer: Minimum balance over $250 to earn stated rate. Opening deposit of $5.00 required.
0.15% interest rate · Effective Jan 31, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000
Requirements
Product: Minimum balance of $25 (share par value) required to maintain membership. Dividends are compounded and credited quarterly on the last day of the quarter.
Effective Oct 1, 2025
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: If account balance drops below $100.00, there's a $7.00 monthly fee. Limit of 6 withdrawals/transfers per statement cycle; $5.00 fee per excess debit.
Offer: Must maintain minimum daily balance of $100 to avoid $7.00 monthly service fee.
0.10% interest rate · $7 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches