Monmouth County Postal Employees Credit Union Savings & Money Market Rates

How Monmouth County Postal Employees Credit Union’s savings rates compare

Compared with banks and credit unions near New York, NY-NJ, where Monmouth County Postal Employees Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Monmouth County Postal Employees Credit Union
0.15%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$15
Share Account (Savings)
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
HSBC USA
4.40%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$440
HSBC USA rates

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Savings score

Higher than 16% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.15%
$100,000 balance$100,0000.15%
QualifiedQualified0.15%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Monmouth County Postal Employees Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Account (Savings)

0.15%APY

Requires a $100.00 minimum balance at all times.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 – $5,000	0.05%	—
$5,000 – $10,000	0.10%	—
$10,000 and up	0.15%	$15

Sources (1)

monmouthpostalcu.org/save.php · captured Sep 19, 2026

Special-purpose accounts

Children's Savings Account

0.50%APYKids and teens

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $2,500	0.50%	—

Sources (2)

All captured Sep 19, 2026

Who can join Monmouth County Postal Employees Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

All postal employees of Monmouth County are eligible to join.

Family and household

Immediate family members—including spouses, children, parents, grandparents, grandchildren, brothers, sisters, and their families—are eligible to join.

Cost to join

Opening an account by mail requires an initial deposit of at least $5.00, with a required $100.00 ongoing share account balance.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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