Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in New York, NY-NJ metro
- 0.50%APY$50 a year on $10,000
Requirements
Product: $2.00 monthly maintenance fee waived if balance does not fall below $100 on any day of the statement cycle.
Offer: Earn interest on balances of $100 or more. $2.00 monthly maintenance fee if balance falls below $100 any day of the statement cycle.
0.50% interest rate · $2 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Magyar Bank (New Brunswick, NJ)Advantage Money MarketAdvantage Money Market · $10,000 min · 0.05%–1.50% by balance
Bank · 7 branches
0.50%APY$50 a year on $10,0000.05% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.50% $100,000 and up 1.50% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Only available with a linked Star Banking (checking) account with combined statements and an aggregate minimum balance of $15,000 between Star Banking and any other non-checking deposit product. Maximum deposit of $500,000 per household. Converted to a standard Savings account if the linked checking account is closed. 90-day promotional rate requires new money (not on deposit within last 180 days), monthly payroll/government direct deposit, and at least one online bill payment per month through Star Banking.
Offer: Tier for balances less than $100,000. Promotional 90-day rate requires new money, direct deposit, and monthly online bill payment.
Qualified rate · 0.49% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Star Savings Balance APY Up to $100,000Your amount 0.50% $100,000 and up 1.50% Rate checked
More details - Teachers Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.50%–1.00% by balance
Credit union · 31 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership at Teachers is required by opening a Regular Savings or Youth Savings account with a minimum deposit of $1.00. Minimum balance of $2,500.00 required to earn current APY. $5 monthly charge assessed if account remains under $500. Dividends are compounded daily and paid monthly.
0.50% interest rate · Compounded daily · Effective Aug 28, 2025
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.70% $100,000 – $250,000 0.90% $250,000 – $500,000 1.00% $500,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service fees. No minimum balance required to open. Must be at least 18 years of age, and a U.S. Citizen or Permanent Resident to open online.
0.50% interest rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $99,999Your amount 0.50% $100,000 – $249,999 0.60% $250,000 – $499,999 0.75% $500,000 – $999,999 1.00% $1,000,000 and up 1.25% Rate checked
More details - Westchester Schools FCURegular SharesSavings · $50 min · 0.50%–2.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends Paid on Average Daily Balance
Offer: Dividends Paid on Average Daily Balance, on balances over $50
Rate by balance
Rate by balance for Regular Shares Balance APY Over $50Your amount 0.50% $100,000 – $199,999 0.75% $200,000 – $249,999Daily balance over $50 1.00% $250,000 – $349,000 1.50% $350,000 and up 2.00% Rate checked
More details - Public Service Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Compounded daily, credited monthly. Transaction limitations apply (up to 5 withdrawals/transfers per statement period, max 3 by check/draft/debit card).
0.50% interest rate · Compounded daily · Effective Jun 1, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $50,000Your amount 0.50% Over $50,000 1.00% Rate checked
More details - Eastern Operating Engineers Federal Credit UnionPrimary SavingsSavings · $100 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Become a member-owner of Eastern Operating Engineers FCU by opening a Primary Savings Account and maintaining a minimum balance of $100. Rate is variable and may change after account opening. A $10.00 monthly fee applies if balance falls below $100.
Offer: Fee of $10.00 per month applies if balance is below $100. Rates are variable and may change after account opening.
$10 monthly fee · Effective Jan 15, 2025
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Includes existing Passbook Savings accounts.
Offer: Monthly fee of $5 waived with average daily collected balance of $300.
0.10% interest rate · $5 monthly fee · Effective Nov 13, 2025
Rate by balance
Rate by balance for Statement Savings Balance APY $300 – $9,999 0.10% $10,000 – $99,999Your amount 0.50% $100,000 – $2,999,999 0.60% $3,000,000 and up 0.60% Rate checked
More details - Lower East Side People's FCUMoney Market AccountMoney Market Account · $1,000 min
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends compounded daily. Variable interest rate. Limit to six withdrawals per month, $15.00 penalty after.
Offer: No monthly fee if the Min balance ($1,000.00) is maintained; otherwise $10.00. Average daily balance required to earn interest is $1,000.00.
Compounded daily · $10 monthly fee
Rate checked
More details - Sunmark Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.20%–1.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $9,999 0.20% $10,000 – $24,999Your amount 0.50% $25,000 – $39,999 0.75% $40,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires a $50 minimum balance and a $5 minimum deposit. Open to NYS law enforcement personnel, retirees, and family members.
Offer: $5 minimum deposit and $50 minimum balance required.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires a $50 minimum balance but no minimum deposit amount. Open to NYS law enforcement personnel, retirees, and family members.
Offer: No minimum opening deposit; $50 minimum balance required.
Rate checked
More details - First BankRelationship Money Market AccountRelationship Money Market Account · $1,001 min · 0.45%–2.34% by balance
Bank · 8 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking Account. Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
Offer: Requires a Relationship Checking Account.
Qualified rate · 0.45% interest rate
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY $1,001 – $10,001Your amount 0.45% $10,001 – $50,001 0.90% $50,001 – $150,001 1.66% $150,001 and up 2.34% Rate checked
More details - Manasquan BankMoney Market SavingsMoney Market Savings · $500 min · 0.40%–1.75% by balance
Bank · 15 branches
0.40%APY$40 a year on $10,000Requirements
Product: Interest compounded monthly, credited monthly. A monthly maintenance fee of $5 will be imposed if the average daily balance is less than $500.
Offer: Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500.
Compounded monthly · $5 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $999 0.40% $1,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.45% $100,000 – $249,999 1.75% $250,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches