Credit union · NCUA insured
Westchester Schools FCU
A $40.5M credit union headquartered in Rye Brook, NY, with 2,751 members and 1 branch in New York. Best rates: savings 0.50% APY.
Westchester Schools FCU Carrot Score
85
Carrot Score
Higher than 68% of U.S. banks and credit unions
#55 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Westchester Schools FCU
Established in 1954, Westchester Schools Federal Credit Union is a member-owned financial institution headquartered in Rye Brook, New York.
The credit union was founded to help promote thrift and provide low-cost credit to its members.
- Headquarters
- 118 S Ridge St Ste 3, a/k/a 15A Rye Ridge Plaza, Ste 3, Rye Brook, NY 10573-2848
- NCUA charter
- 9532
Branches
1 branch in New York
Loading map…
New York
1 branch
- Credit Union OfficeMain office118 S Ridge St Ste 3, a/k/a 15A Rye Ridge Plaza, Ste 3, Rye Brook, NY 10573Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.17% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.62% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $39 | $59 | — |
- CapitalNet worth ratio11.17%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.62%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$39Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Westchester Schools FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.