Credit union · NCUA insured
Teachers Federal Credit Union
A $9.9B credit union, the 26th largest of 4,329, headquartered in Hauppauge, NY, with 478,252 members and 34 branches in 2 states. Best rates: CDs 4.50% and savings 0.50% APY.
Teachers Federal Credit Union Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#64 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Teachers Federal Credit Union
Formed by a group of Long Island educators and operating for 73 years, Teachers Federal Credit Union is a member-owned, not-for-profit credit union.
The credit union operates with a nationwide open charter and maintains a network of 33 total branches.
- Headquarters
- 102 Motor Pkwy, Hauppauge, NY 11788
- NCUA charter
- 8116
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open nationwide to anyone and everyone under an open charter.
Branches
34 branches in 2 states
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New York
31 branches
- HeadquartersMain office102 Motor Pkwy, Hauppauge, NY 11788Directions
- Amityville355 Broadway, Amityville, NY 11701Directions
- Bay Shore1360 Sunrise Hwy, Bay Shore, NY 11706Directions
- Center Moriches248 Main St, Center Moriches, NY 11934Directions
- Central Islip118 Wheeler Rd, Central Islip, NY 11722Directions
- Commack10 Vanderbilt Motor Pkwy, Commack, NY 11725Directions
- East Meadow2557 Hempstead Tpke, East Meadow, NY 11554Directions
- East Northport556 Larkfield Rd, East Northport, NY 11731Directions
- Farmingville2410 N Ocean Ave, Farmingville, NY 11738Directions
- Hauppauge Branch102 Motor Pkwy, Hauppauge, NY 11788Directions
- Holbrook5439 Sunrise Hwy, Holbrook, NY 11741Directions
- The Shops at SunVet5801 Sunrise Hwy Ste B8-190, Holbrook, NY 11741Directions
- Huntington211 E Main St, Huntington, NY 11743Directions
- Kings Park742 Route 25A, Kings Park, NY 11754Directions
- Manorville460 County Road 111, Manorville, NY 11949Directions
- North Massapequa4250 Jerusalem Ave, Massapequa, NY 11758Directions
- Merrick1638 Merrick Rd, Merrick, NY 11566Directions
- Nesconset127 Smithtown Blvd, Nesconset, NY 11767Directions
- North Babylon1134 Deer Park Ave, North Babylon, NY 11703Directions
- Oakdale951 Montauk Hwy, Oakdale, NY 11769Directions
- Patchogue31 W Main St, Ste 23, Patchogue, NY 11772Directions
- Port Jefferson Station5145 Nesconset Hwy, Port Jefferson Station, NY 11776Directions
- Riverhead176 Old Country Rd, Riverhead, NY 11901Directions
- Rocky Point561 Route 25A, Rocky Point, NY 11778Directions
- Selden301 Independence Plz, Selden, NY 11784Directions
- Shirley437 William Floyd Pkwy, Shirley, NY 11967Directions
- Smithtown47 Route 111, Smithtown, NY 11787Directions
- South Setauket260A Pond Path, South Setauket, NY 11720Directions
- Stony Brook1113 N Country Rd, Stony Brook, NY 11790Directions
- Brookhaven National Lab (BNL)2 Center St, Upton, NY 11973Directions
- Wading River6257 Route 25A, Wading River, NY 11792Directions
Florida
3 branches
Orlando area · 1
- Lake Mary850 S Sun Dr Ste 1020, Lake Mary, FL 32746Directions
Naples area · 1
- Naples10975 Tamiami Trl N, Naples, FL 34108Directions
Tampa area · 1
- Tampa Westshore1510 N West Shore Blvd, Tampa, FL 33607Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.03% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.19% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.89% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $71 | $88 | — |
- CapitalNet worth ratio11.03%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.19%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.89%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$71Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Teachers Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.