Westchester Schools FCU Savings & Money Market Rates

How Westchester Schools FCU’s savings rates compare

Compared with banks and credit unions near New York, NY-NJ, where Westchester Schools FCU has the most branches. $10,000, best rate first.

This credit union’s best
Westchester Schools FCU
0.50%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$50
Regular Shares
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
HSBC USA
4.40%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$440
HSBC USA rates

Compare savings rates near you →

Savings score

Higher than 50% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.50%
$10,000 balance$10,0000.50%
$100,000 balance$100,0000.75%
QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Westchester Schools FCU ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Regular Shares

0.50%APY

Dividends Paid on Average Daily Balance

Earnings on $10,000 over a year.
Balance	APY	Minimum	Earns on $10,000 a yearEarns	Requirement
Over $50Dividends Paid on Average Daily Balance, on balances over $50 · Unknown to open	0.50%	Unknown	$50	Dividends Paid on Average Daily Balance, on balances over $50
$100,000 – $199,999Unknown to open	0.75%	Unknown	—
$200,000 – $249,999Daily balance over $50 · $50 to open	1.00%	$50	—	Daily balance over $50
$250,000 – $349,000Unknown to open	1.50%	Unknown	—
$350,000 and upUnknown to open	2.00%	Unknown	—

Sources (1)

westchesterschoolsfcu.org/accounts · captured Sep 25, 2026

Summer Loan Payment Savings

0.50%APY

Dividends Paid on Average Daily Balance

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Over $50Dividends Paid on Average Daily Balance, on balances over $50	0.50%	$50	Dividends Paid on Average Daily Balance, on balances over $50
$100,000 – $199,999	0.75%	—
$350,000 and up	2.00%	—

Sources (1)

westchesterschoolsfcu.org/accounts · captured Sep 25, 2026

Special-purpose accounts

Holiday Club/Vacation Club

0.50%APYClub

Dividends Paid on Average Daily Balance

Earnings on $10,000 over a year.
Balance	APY	Minimum	Earns on $10,000 a yearEarns	Requirement
Over $50Dividends Paid on Average Daily Balance, on balances over $50 · Unknown to open	0.50%	Unknown	$50	Dividends Paid on Average Daily Balance, on balances over $50
$100,000 – $199,999Unknown to open	0.75%	Unknown	—
$200,000 – $249,999Daily balance over $50 · $50 to open	1.00%	$50	—	Daily balance over $50
$350,000 and upUnknown to open	2.00%	Unknown	—