Credit union · NCUA insured
Sunmark Credit Union
Top CarrotA $1.2B credit union, the 408th largest of 4,329, headquartered in Latham, NY, with 88,531 members and 16 branches in New York. Best rates: CDs 4.25% and savings 0.50% APY.
Sunmark Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#1 of 25 in Albany, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sunmark Credit Union
- Headquarters
- 1187 Troy Schenectady Rd, Latham, NY 12110-1086
- NCUA charter
- 68710
Branches
16 branches in New York
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New York
16 branches
Albany area · 14
- HeadquartersMain office1187 Troy Schenectady Rd, Latham, NY 12110Directions
- Stratton VA Medical Center Branch113 Holland Ave, Albany, NY 12208Directions
- Milton24 Trieble Ave, Ballston Spa, NY 12020Directions
- Colonie Vly Road151 Vly Road, Colonie, NY 12205Directions
- Delmar Branch267 Delaware Ave, Delmar, NY 12054Directions
- Glenmont Branch7 Moriah Rd, Glenmont, NY 12077Directions
- Glenville Branch251 Saratoga Rd, Glenville, NY 12302Directions
- Guilderland Branch2115 Western Ave, Guilderland, NY 12084Directions
- Clifton Park Branch2 Tower Way, Halfmoon, NY 12065Directions
- Wilton Branch3090 Route 50, Saratoga Springs, NY 12866Directions
- Five Corners Branch404 Princetown Rd, Schenectady, NY 12306Directions
- Rotterdam Branch1300 Altamont Ave, Schenectady, NY 12303Directions
- Schenectady1616 Broadway, Schenectady, NY 12306Directions
- Brunswick Branch722 Hoosick Rd, Troy, NY 12180Directions
Hudson area · 1
- Hudson207A Green St, Hudson, NY 12534Directions
New York area · 1
- Mohegan Lake3563 Mohegan Ave, Mohegan Lake, NY 10547Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.46% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.37% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.82% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalNet worth ratio9.46%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.37%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sunmark Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.