Credit union · NCUA insured
Eastern Operating Engineers Federal Credit Union
A $94.3M credit union headquartered in Whitestone, NY, with 2,315 members and 2 branches in 2 states. Best rates: savings 0.50% APY.
Eastern Operating Engineers Federal Credit Union Carrot Score
65
Carrot Score
Higher than 15% of U.S. banks and credit unions
#130 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Eastern Operating Engineers Federal Credit Union
- Headquarters
- 1616 Whitestone Expy, Whitestone, NY 11357
- NCUA charter
- 21630
Branches
2 branches in 2 states
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Connecticut
1 branch
- Hamden Branch Office1965 Dixwell Ave, Hamden, CT 06514Directions
New York
1 branch
- Main OfficeMain office1616 Whitestone Expy, Whitestone, NY 11357Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.82% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.76% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $79 | $59 | — |
- CapitalNet worth ratio9.82%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$79Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Eastern Operating Engineers Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.