Bank · FDIC insured
The Berkshire Bank Savings Rates
The Berkshire Bank’s best savings rate is 0.50% APY on $10,000, with its Gold Money Market Account. Rates checked October 16, 2026.
How The Berkshire Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where The Berkshire Bank has the most branches. $10,000, best rate first.
This bank’s best
The Berkshire Bank
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Gold Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
The Berkshire Bank savings score
79
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0002.02%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Berkshire Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Gold Money Market Account
0.50%APY
Available to individuals and new money only. New money is defined as funds not on deposit at The Berkshire Bank for more than 30 days. No ATM/Debit Card Allowed. Up to 10 transfers or withdrawals per calendar month (or statement cycle of at least 4 weeks); $3 excess transaction fee for each debit over 10.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Balances of $0 – $2,499.99 do not earn interest. Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. | 0.00% | — | Balances of $0 – $2,499.99 do not earn interest. Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. |
| $2,500 – $20,000Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. | 0.50% | $50 | Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. |
| $20,000 – $4,999,999Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. | 2.02% | — | Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. |
| $5,000,000 – $10,000,000Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. | 2.15% | — | Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. |
| $10,000,000 and upMinimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. | 2.28% | — | Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required. |
Sources (2)
All captured Oct 16, 2026
Statement Savings
0.50%APY
Includes existing Passbook Savings accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 – $9,999Monthly fee of $5 waived with average daily collected balance of $300. | 0.10% | — | Monthly fee of $5 waived with average daily collected balance of $300. |
| $10,000 – $99,999Monthly fee of $5 waived with average daily collected balance of $300. | 0.50% | $50 | Monthly fee of $5 waived with average daily collected balance of $300. |
| $100,000 – $2,999,999Monthly fee of $5 waived with average daily collected balance of $300. | 0.60% | — | Monthly fee of $5 waived with average daily collected balance of $300. |
| $3,000,000 and upMonthly fee of $5 waived with average daily collected balance of $300. | 0.60% | — | Monthly fee of $5 waived with average daily collected balance of $300. |
Sources (2)
All captured Sep 17, 2026
Statement Super Savings
Up to 0.55%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $15,000 – $1,000,000 | 0.50% | — |
| $1,000,000 – $4,999,999 | 0.55% | — |
| $5,000,000 – $9,999,999 | 0.55% | — |
| $10,000,000 and up | 0.55% | — |
Sources (2)
All captured Sep 17, 2026
Blue Ribbon Savings
0.10%APY
Must open both a Blue Ribbon Savings and linked Blue Ribbon Checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $49,999Requires linked Blue Ribbon Checking account. | 0.10% | $10 | Requires linked Blue Ribbon Checking account. |
| $50,000 – $249,999Requires linked Blue Ribbon Checking account. | 0.10% | — | Requires linked Blue Ribbon Checking account. |
| $250,000 – $999,999Requires linked Blue Ribbon Checking account. | 0.20% | — | Requires linked Blue Ribbon Checking account. |
| $1,000,000 – $3,999,999Requires linked Blue Ribbon Checking account. | 0.30% | — | Requires linked Blue Ribbon Checking account. |
| $4,000,000 and upRequires linked Blue Ribbon Checking account. | 0.10% | — | Requires linked Blue Ribbon Checking account. |
Sources (2)
All captured Sep 17, 2026
Money Market Checking
0.10%APY
Limited check writing privileges, imaged statements, and competitive pricing.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $24,999Average daily collected balance of $2,500 avoids $10 monthly fee. | 0.10% | $10 | Average daily collected balance of $2,500 avoids $10 monthly fee. |
| $25,000 – $49,999Average daily collected balance of $2,500 avoids $10 monthly fee. | 0.15% | — | Average daily collected balance of $2,500 avoids $10 monthly fee. |
| $50,000 – $99,999Average daily collected balance of $2,500 avoids $10 monthly fee. | 0.15% | — | Average daily collected balance of $2,500 avoids $10 monthly fee. |
| $100,000 – $999,999Average daily collected balance of $2,500 avoids $10 monthly fee. | 0.20% | — | Average daily collected balance of $2,500 avoids $10 monthly fee. |
| $1,000,000 and upAverage daily collected balance of $2,500 avoids $10 monthly fee. | 0.10% | — | Average daily collected balance of $2,500 avoids $10 monthly fee. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.