Credit union · NCUA insured
Sunmark Credit Union Savings Rates
Top CarrotSunmark Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Sunmark Credit Union’s savings rates compare
Compared with banks and credit unions near Albany, NY, where Sunmark Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sunmark Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $300
Kasasa Saver
Top rate
NextStep Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $20
- Earns on $10,000 a year
- $400
2nd-highest rate
Pioneer
3.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $350
Sunmark Credit Union savings score
84
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.25%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sunmark Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Signature Money Market
Up to 3.25%APY
Must maintain a Sunmark Signature checking account to qualify for a Signature Money Market account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 – $100,000Must maintain a Sunmark Signature checking account to qualify. | 2.50% | — | Must maintain a Sunmark Signature checking account to qualify. |
| $100,000 – $150,000Must maintain a Sunmark Signature checking account to qualify. | 2.75% | — | Must maintain a Sunmark Signature checking account to qualify. |
| $150,000 – $200,000Must maintain a Sunmark Signature checking account to qualify. | 3.00% | — | Must maintain a Sunmark Signature checking account to qualify. |
| $200,000 and upMust maintain a Sunmark Signature checking account to qualify. | 3.25% | — | Must maintain a Sunmark Signature checking account to qualify. |
Sources (1)
- sunmark.org/rates · captured Sep 17, 2026
Kasasa Saver
Up to 3.00%APY
Requires a linked Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBase rate earned on entire daily balance when monthly qualifications on linked Kasasa checking account are not met. | 0.05% | $5 | Base rate earned on entire daily balance when monthly qualifications on linked Kasasa checking account are not met. |
| Up to $75,000Tier 1 rate when linked to Kasasa Cash Checking and monthly qualifications are met. | 3.00% | $300 | Tier 1 rate when linked to Kasasa Cash Checking and monthly qualifications are met. |
| Up to $150,000Tier 1 rate when linked with Kasasa Cash Back checking and monthly qualifications are met. | 0.75% | $75 | Tier 1 rate when linked with Kasasa Cash Back checking and monthly qualifications are met. |
| Over $75,000Tier 2 rate on portion of balance over $75,000 when linked to Kasasa Cash Checking and monthly qualifications are met. | 0.25% | — | Tier 2 rate on portion of balance over $75,000 when linked to Kasasa Cash Checking and monthly qualifications are met. |
| Over $150,000Tier 2 rate on portion of balance over $150,000 when linked with Kasasa Cash Back checking and monthly qualifications are met. | 0.25% | — | Tier 2 rate on portion of balance over $150,000 when linked with Kasasa Cash Back checking and monthly qualifications are met. |
Sources (3)
All captured Sep 17, 2026
Money Market Account
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $9,999 | 0.20% | — |
| $10,000 – $24,999 | 0.50% | $50 |
| $25,000 – $39,999 | 0.75% | — |
| $40,000 – $99,999 | 1.00% | — |
| $100,000 and up | 1.25% | — |
Membership Savings Plan
0.05%APY
Starter savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn dividend is $0.01.Over $0 | 0.05% | $5 | Minimum balance to earn dividend is $0.01. |
Special-purpose accounts
Health Savings Account
1.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn dividend is $0.01 and above.Over $0 | 1.50% | $150 | Minimum balance to earn dividend is $0.01 and above. |
Sources (1)
- sunmark.org/rates · captured Sep 17, 2026
Regular IRA Share Savings
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.10% | — |
| $10,000 – $39,999 | 0.20% | $20 |
| $40,000 and up | 0.45% | — |
Sources (1)
- sunmark.org/rates · captured Sep 17, 2026
Youth Savings
0.20%APY
Eligible for members ages 0-24. No maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn dividend is $0.01.Over $0 | 0.20% | $20 | Minimum balance to earn dividend is $0.01. |
Holiday Savings Plan
0.10%APY
Save throughout the year and receive funds when needed for holidays.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn dividend is $0.01.Over $0 | 0.10% | $10 | Minimum balance to earn dividend is $0.01. |
Special Event Savings Plan
0.10%APY
Features a limited withdrawal structure for goal-focused saving.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn dividend is $0.01.Over $0 | 0.10% | $10 | Minimum balance to earn dividend is $0.01. |
Silver Savings Plan
0.05%APY
Eligible for members age 62 and older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn dividend is $0.01.Over $0 | 0.05% | $5 | Minimum balance to earn dividend is $0.01. |
Who can join Sunmark Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.