Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in New York, NY-NJ metro
- Proponent Federal Credit UnionPro SavingsSavings · $500 min · 0.10%–1.20% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Tiered account earning dividends based on average daily balance. Minimum balance requirement is $0.
0.10% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Pro Savings Balance APY $500 – $10,000 0.10% $10,000 – $25,000Your amount 0.75% $25,000 and up 1.20% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
Offer: Must maintain at least $5,000.00 to earn the annual percentage yield.
0.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - Haven Savings BankE-Statement Savings AccountSavings · $2,500 min · 0.20%–0.75% by balance
Bank · 9 branches
0.75%APY$75 a year on $10,000Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Rate may change after the account is opened. Interest is compounded continuously (per rate schedule) / compounded daily and credited monthly (per product overview). Monthly minimum balance fee of $5 if the daily balance drops below $2,500 on any day of the month.
Offer: $5 monthly maintenance fee if daily balance drops below $2,500 on any day of the month. Compounded continuously.
0.20% interest rate · Compounded daily · $5 monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for E-Statement Savings Account Balance APY Up to $2,499 0.20% $2,500 and upYour amount 0.75% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
Offer: Tier 1 rate when linked with Kasasa Cash Back checking and monthly qualifications are met.
Qualified rate · 0.75% interest rate · Balance cap $150,000 · No monthly fee
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
Offer: Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
0.75% interest rate · Compounded daily · Effective Apr 1, 2018
Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 36 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - 0.65%APY$65 a year on $10,000
0.65% interest rate · No monthly fee
Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Owned by two or more people; all owners can deposit, withdraw, and view balance.
0.65% interest rate · No monthly fee
Rate checked
More details - Ocean Financial Federal Credit UnionSuper Saver AccountSavings · $5 min · 0.60%–0.90% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000Requirements
Product: $5 minimum balance in Share Savings Account required. $0 to open and maintain the account; $5 minimum to earn interest. Withdrawals are limited to 5 or 8 per month (a fee applies for subsequent withdrawals).
0.60% interest rate · No monthly fee · Effective Apr 3, 2023
Rate by balance
Rate by balance for Super Saver Account Balance APY Up to $1,000 0.60% $1,000 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $100,000 0.75% $100,000 – $300,000 0.80% $300,000 and up 0.90% Rate checked
More details - Union County Savings BankSTAR Savings AccountSavings · $50 min · 0.35%–0.60% by balance
Bank · 4 branches
0.60%APY$60 a year on $10,000intro rateRequirements
Product: Variable account; rate may change after the account is open. Interest calculated daily and compounded monthly.
Promotional rate · 0.35% interest rate · Compounded monthly · Effective Jul 2, 2026
Rate by balance
Rate by balance for STAR Savings Account Balance APY Up to $500 0.35% $500 and upYour amount 0.60% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Basic savings account that establishes Credit Union membership. Dividends are compounded and credited monthly.
Offer: Minimum balance to open and earn disclosed APY is $25.00.
0.60% interest rate · Effective Dec 1, 2025
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Offer: Minimum balance of $1,500 is required to earn posted APY. CD/Savings compounded daily. Fees may reduce earnings.
0.60% interest rate · Compounded daily · Effective Jul 13, 2026
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Compounded daily. $5 monthly charge waived with average minimum balance of $500; no service charge for account holders under age 18.
Offer: Minimum balance of $500 in Savings Account is required to earn posted APY. Fees may reduce earnings. Savings compounded daily. Monthly fee waived with average minimum balance of $500 or for account holders under age 18.
0.60% interest rate · Compounded daily · $5 monthly fee · Effective Jul 13, 2026
Rate checked
More details - Union County Savings BankMoney Market CheckingMoney Market Checking · $500 min · 0.30%–1.11% by balance
Bank · 4 branches
0.59%APY$59 a year on $10,0000.30% interest rate · Effective Jul 2, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.30% $2,500 – $100,000Your amount 0.59% $100,000 – $1,000,000 0.65% $1,000,000 and up 1.11% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 36 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches